How to protect an elderly widower from financial predators: Retirement Scan
Creating an irrevocable trust is an option for elders to protect themselves from people who want to take advantage of their declining health and benefit from their wealth.
Retirement scan
Why employees should max out HSA before a 401(k): Retirement Scan
The tax benefits of an HSA make those plans a better option to max out first, although contributing just enough to a company plan to get any matching funds should be first.
Why clients should max out HSA before a 401(k)
The tax benefits of an HSA make those plans a better option to max out first, although contributing just enough to a company plan to get any matching funds should be first.
Health savings accounts may flourish under Trump
Trump has proposed making it easier to pass on HSAs to heirs, while some House Republicans want to nearly double contribution limits.
Health savings accounts may flourish under Trump
Trump has proposed making it easier to pass on HSAs to heirs, while some House Republicans want to nearly double contribution limits.
Why retirees should avoid structured CDs
High front-end fees, complex payouts and a lack of dividend income are among the reasons.
Why retirees should avoid structured CDs: Retirement Scan
High front-end fees, complex payouts and a lack of dividend income are among the reasons.
Why reverse mortgages are worth a look: Retirement Scan
The proceeds can be used to pay the tax bill from converting a 401(k) and traditional IRA into a Roth account.
Why reverse mortgages are worth a look
The proceeds can be used to pay the tax bill from converting a 401(k) and traditional IRA into a Roth account.
Don’t let worst-case scenarios dictate investment strategy: Retirement Scan
Instead, focus on things as they are today, and the most likely scenario for tomorrow, while remaining flexible enough to accommodate changing circumstances.
Don’t let worst-case scenarios dictate investment strategy
Instead, focus on things as they are today, and the most likely scenario for tomorrow, while remaining flexible enough to accommodate changing circumstances.
Last-chance moves for retirees to cut their 2016 tax bill: Retirement Scan
Now may be the best time for retirees to make charitable donations, do a Roth conversion, and incur more qualified medical expenses to meet the threshold and qualify for a tax deduction.
Last-chance moves for retirees to cut their 2016 tax bill
Now may be the best time for retirees to make charitable donations, do a Roth conversion, and incur more qualified medical expenses to meet the threshold and qualify for a tax deduction.
Don’t let election volatility sway clients’ 401(k) investments: Retirement Scan
Investors should take market volatility as an opportunity to engage in year-end tax planning that includes strategies such as tax-loss harvesting.
Don’t let election volatility sway clients’ 401(k) investments: Retirement Scan
Investors should take market volatility as an opportunity to engage in year-end tax planning that includes strategies such as tax-loss harvesting.
The surprises of retirement: Retirement Scan
Changing a Medigap plan during the open enrollment could be costly for clients, especially when the switch happens outside the initial six-month window.
What to consider with target-date funds: Retirement Scan
Target-date funds can be a strong option for most retirement savers, but there are pitfalls. Some of them are relatively costly, with an average expense of about 1%. They can also get too conservative too quickly.
What to do when an employer switches 401(k) providers
Tell clients in this situation to make sure they know key dates and review their statements to confirm the amounts are accurate.
What to do if an employer switches its 401(k) provider: Retirement Scan
Tell clients in this situation to make sure they know key dates and review their statements to confirm that the amounts are accurate.
How to make $500K last forever
Investments in certain closed-end funds or preferred shares are strategies clients should consider to make their savings last, an industry expert says.
