Why some advisors prefer HSAs over IRAs for retirement savings
At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.
Tax
5 ways advisors can get more out of HSAs
Advisors suggest multiple ways that clients can maximize the triple tax advantages of health savings accounts (HSAs) while avoiding penalties.
Avoid IRS penalties: How advisers can streamline federal filings
Handing off clients to an e-filing expert can help reduce administrative strain while allowing HR and benefits teams to focus on employee support and plan strategy.
Advisers are the new go-to source for estate planning — here’s why
Some 80% of respondents said they expect estate planning to be integrated into financial wellness offerings.
Gen Z investors are all-in on Roth. Here’s why
Generation Z is favoring Roth accounts like no generation before, new Fidelity research shows.
Ready, set, Roth: How 401(k) catch-ups are changing in 2026
The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the key implications for sponsors and savers.
4 Social Security mistakes that hurt retirement benefits
From aggressive tax strategies to early retirement, well-intentioned decisions can unintentionally reduce Social Security benefits.
The big changes to HSAs and what they mean for planning
Trump's One Big Beautiful Bill Act opened HSA access to millions, but big gaps remain. Here's what financial advisors need to know.
Women lean harder on Social Security. Here’s what that means for retirement strategies
Retired women find themselves leaning on Social Security as a primary source of income at greater rates than men.
Trump’s new law cuts both ways for Social Security beneficiaries
A provision in Trump's tax and budget law gives seniors 65 and older a new deduction that offsets Social Security taxes for most retirees. While it helps many keep more money, it also accelerates the program's insolvency.
CEOs consider slashing benefit budgets amid tariff concerns
A historic decline in CEO confidence reveals that leaders will be looking to cut costs and slow hiring to address economic uncertainty.
Voya reveals ‘severe impact’ on retirement savings due to tariffs
A third of employees say they are struggling to save for retirement due to tariffs and other economic stressors.
Retirees don’t mind living in expensive states. Should they?
Retirement savings can stretch further in some states than others, but retirees don't appear to care much about that fact, data shows.
$1M in HSA is a rosy projection. But smaller savings still pay off
The estimate for the amount required for 65-year-old spouses is one of many from a study full of figures that advisers can use to highlight the value of HSAs.
How HSAs pay off in retirement — with caveats
A client's immediate health needs make saving their accounts until they're 65 or over a difficult endeavor, and the accounts carry some highly specific rules.
The campaign issues HR execs must watch
Whoever wins the White House and controls Congress is likely to affect important issues tied to compensation and healthcare.
These common HSA mistakes can cost clients
Planners can help savers avoid higher taxes, IRS penalties and Medicare headaches by guiding them through the strict guidelines for the accounts.
The 15 most expensive retirement cities in the U.S.
Unsurprisingly, six of the top 10 costliest destinations are in California.
Benefits Think HSAs should be promoted as way to supplement retirement savings
They can be a more tax-effective way to save for retirement than an IRA for those who are able to max out contributions and pay for medical expenses with other funds.
Christa Day
ECFC
Benefits Think 5 ways higher mileage reimbursement will have an impact this tax season
The IRS standard rate influences tax deductions, business operations, compliance requirements, financial planning and employee compensation strategies.
Torben Robertson
Cardata