Should employees be offered a Roth 401(k) option?
Most investors, including wealthy ones, end up better off with a mix of assets in traditional and Roth accounts, a new study finds.
Roth 401(k)
Benefits Think 10 best practices in 401(k) plan design
Retirement plan design must include participant investment advice, online education and automatic features, says adviser Robert C. Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think 10 best practices in 401(k) plan design
When designing a retirement plan, participant investment advice, online education and automatic features must all be considered, says adviser Robert C. Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
Roth 401(k) options underutilized by employees
More than half of large employers offer them, yet only a small fraction of participants are using them, according to new research.
Roth 401(k) options more popular with plan sponsors
More than half of large employers offer the investment vehicle, yet only a small fraction of employees are using them, finds research from Willis Towers Watson.
General retirement education won’t trigger fiduciary standard
Plan sponsors and advisers are still able to provide generic facts about retirement savings and 401(k) plans without being subject to the DOL’s new rule.
Benefits Think Putting the Roth 401(k) piece into the retirement puzzle
The savings option is growing in popularity as part of a prudent capital allocation strategy, says financial adviser John Ludwig.
John Ludwig
LHD Retirement
Benefits Think Putting the Roth 401(k) piece into your client’s retirement puzzle
Why this savings option is growing in popularity as part of a prudent capital allocation strategy
John Ludwig
LHD Retirement
Benefits Think Why employers should have confidence in the Roth promise
Many plan sponsors and participants don’t trust the federal government to keep its vow to allow tax-free distribution of Roth 401(k) balances. But taxing balances would not produce enough revenue, so the government is unlikely to go that route.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think Why employers should have confidence in the Roth promise
Many plan sponsors and participants don’t trust the federal government to keep its vow to allow tax-free distribution of Roth 401(k) balances. But taxing balances would not produce enough revenue, so the government is unlikely to go that route.
Robert C. Lawton
Lawton Retirement Plan Consultants