
John Ludwig
Financial AdviserLudwig, ChFC, AIF, CRPS, is an LPL Financial adviser with LHD Retirement.
Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

Ludwig, ChFC, AIF, CRPS, is an LPL Financial adviser with LHD Retirement.
Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.
Plan sponsors should review progress toward initial retirement goals and assess their strategies for improvement, says John Ludwig.
Employers should be preparing to conduct more due diligence on those advising their plans, says financial adviser John Ludwig.
Advisers should be prepared to explain what they have to gain from the client relationship, no matter how federal regulation ultimately unfolds.
Too many recordkeepers, complex contract structure, and a flood of investment options impede updates to best practices, warns John Ludwig.
Too many recordkeepers, complex contract structure, and a flood of investment options impede updates to best practices, warns John Ludwig.
Let’s enact a uniform fiduciary standard so all clients are protected and any appearance of compensation bias is removed, urges John Ludwig.
Let’s enact a uniform fiduciary standard so all clients are protected and any appearance of compensation bias is removed, urges John Ludwig.
Two federal proposals would make it easier to invest assets on behalf of terminated participants, says columnist John Ludwig.
Two federal proposals would make it easier to invest assets on behalf of terminated participants, says columnist John Ludwig.
Next year is gearing up to be a notable year of change for the plan sponsor with the DOL’s fiduciary ruling set to take effect, says columnist John Ludwig.
Next year is gearing up to be a notable year of change for the plan sponsor with the DOL’s fiduciary ruling set to take effect, says columnist John Ludwig.
As fall sign-up season approaches, columnist John Ludwig explains how you can lead your participants to retirement victory.
As fall sign-up season approaches, columnist John Ludwig explains how you can lead your participants to retirement victory.
Plan sponsors need to be especially focused on not only the expenses they pay, but also how they pay them, says columnist John Ludwig.
Plan sponsors need to be especially focused on not only the expenses they pay, but also how they pay them, says columnist John Ludwig.
Employers must follow a diligent routine to avoid losing the farm, says columnist John Ludwig, who shares 3 mid-year duties to consider.
Advisers and plan sponsors must follow a diligent routine to avoid losing the farm, says columnist John Ludwig, who shares 3 mid-year duties to consider.
Retirement plan fiduciaries must seek continuous financial education to fulfil their duties, says adviser John Ludwig.
Just as a pilot is required to build flight hours and perform daily inspections, so too must plan fiduciaries seek continuous financial education, says columnist John Ludwig.