Benefits Think Putting the Roth 401(k) piece into your client’s retirement puzzle

Published March 16, 2016 2:15 PM EDT 4 Min Read

“View the Roth as a vehicle to hedge against future tax risk and RMDs.”

Financial Adviser

Ludwig, ChFC, AIF, CRPS, is an LPL Financial adviser with LHD Retirement.Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.

For reprint and licensing requests for this article, click here.

More From Employee Benefit News

Retirement

More workers expect 401(k)s to carry the weight of retirement

Transamerica Institute finds more middle-class workers expect to fund retirement through 401(k)s and other savings, but financial pressures could derail those plans.

By Jimmy Nesbitt

Reporter

Employee Benefits News

August 27

Retirement

Why small businesses struggle with 401(k)s, and how leaders can help

The CRO of retirement plan provider Human Interest explains how employers can simplify retirement plans and boost participation.

By Jimmy Nesbitt

Reporter

Employee Benefits News

August 11

Review, checklist or people in office of small business, sales progress or parcel shipping for logistics. Check report, entrepreneur team or men planning for order fulfillment, delivery or stock info.

Retirement planning

Bill targets $10M+ retirement accounts with new distribution rules

Some ultrahigh net worth clients would be affected by a change to retirement plan contribution and distribution rules that's under consideration in Congress.

By Zoe Sagalow

Reporter

July 24

Investment strategies

Private assets in defined contribution plans could top $1T by 2030

A Deloitte analysis shows that alternative allocations — to private equity, private credit and other vehicles — in DC plans could grow quickly.

By Zoe Sagalow

Reporter

July 21

Tax

Why some advisors prefer HSAs over IRAs for retirement savings

At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.

By Zoe Sagalow

Reporter

July 8