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As the economic distress lingers, Towers Perrin finds most employees are ready to sacrifice career advancement for the simple security of a regular paycheck.
A January EBN report details states teaming up in partnership plans for long-term insurance policies. Think of it like Batman and Spiderman working together — only to fight LTC costs. Still unclear? Click here to read the report.
A PBM audit could uncover mistakes like incorrectly applied network discounts, mail-order discounts, specialty discounts, rebate payments, administrative fees and other program fees.Other potential findings include incorrect application of member or drug coverage eligibility rules, cost-sharing rules,…
New for '09, EBN is looking for new columnists to write on a variety of benefits topics, like health and wellness plans, retirement benefits, work-life benefits, HR/benefits strategy, training, career development and more. E-mail me at kelley.butler@sourcemedia.com if you, a colleague or client is interested…
Hopefully in time for HR professionals to negotiate their annual bonuses and pay increases, Watson Wyatt Data Services recently released the "2008/2009 Survey Report on Human Resources Personnel Compensation," now in its 14th edition.
A new report in Workforce Management sketches out the Dec. 11, 2008, arrest of Bernard Madoff, a Wall Street trader and former Nasdaq chair, who allegedly ran a $50 billion Ponzi scheme.
The January EBN features the report, "Critical care," with the most common questions about critical illness insurance answered by folks who know way more than us. Everything from "What is critical illness insurance?" to "What should be on employers' checklist when shopping for a group critical illness…
Although we're just a few days into '09, you know how fast time flies — March will be here before you know it. Keeping that in mind, I — and the folks at Buck Consultants — want to remind you that group health plan sponsors that provide prescription drug coverage to Medicare Part D eligible individuals…
U.S. employers will be required to contribute more than $108 billion into their defined benefit plans this year, according to an analysis by Watson Wyatt. Although that´s roughly $16 billion less than employers would have had to contribute without the passage of a new pension funding relief law late…
WAKE UP PEOPLE!who do you think the "government" is? It's US! quit calling on the government to cure all of our ills. unless you 'want' a personal income tax rate of 53% like that of the Canadians. enough is enough…people who take COBRA have medical conditions, should other Americans pay their premiums…
If 2008's figures on ERISA and FLSA lawsuits are any indication, employers can expect even more legal filings this year, as employees continue to lose their jobs in the economic recession, predicts international law firm Seyfarth Shaw.
As the recession deepens, a benefit that allows workers to sell their vacation days could prove popular among workers, although may raise challenges for benefit pros.
There are many selfish bloggers on this topic. I have a friend who is currently uninsured because he can't afford COBRA and can't take out a private policy and actually use it because of pre-exisiting condition clauses that would follow him into his next job's group insurance. The government created COBRA,…
If government is going to get involved, I would like to know where the money will come from to subsidize, AND see more emphasis placed on how to help employers avoid lay-offs in the first place.
Healthcare issues always create a stimulating conversation, sometimes quite intense. What strikes me is how each viewpoint appears to not be able to understand where another viewpoint is coming from.
I think the employer should be made to subsidize the coverage.
For a typical family in my neck of the woods COBRA insurance would cost approximately $1,000 per month. The income for the same family would be a bit over $2000 per month if only 1 parent received unemployment benefits. With rents averaging $1000 per mo. there's no way that this typical family is going…
An individual might be thinking they can't afford to pay the montly COBRA payment, but they should think twice if they have a chronic health condition. If they go without insurance for too long, that condition might be excluded the next time they get coverage. The future cost burden could turn out to…
President-elect Barack Obama has called on Americans to spend Monday's Martin Luther King Jr. holiday engaging in community service projects. His transition team has offered a list of more than 8,500 projects occurring nationwide for individuals/families/teams to participate in.
Wow, quite a debate we have going here! Thanks to all for your valid and thoughtful responses. We'll be featuring some of them in an upcoming issue of the magazine. Also, we're planning an upcoming feature on the proposals, and will follow the issue as it travels around Capitol Hill. Thanks for reading,…