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Benefits Think I agree that COBRA payments create “sticker shock”…

I agree that COBRA payments create "sticker shock" for most applicants. In addition, only those usable to qualify for another type of coverage take the COBRA benefit. My question is IF the benefit is subsidized where will the money come from? These are so many "needs" but we cannot fund them all. Better…

Benefits Think While we strongly simpathize with the plight of th…

While we strongly simpathize with the plight of the unemployed, subsidizing COBRA would be a mistake. The effect could significantly drive up claims costs to the employer's plan. Former employees with health problems would find it much easier to stay on COBRA, incurring claims for 18-36 months that affect…

Benefits Think Not only should the government subsidize COBRA, bu…

Not only should the government subsidize COBRA, but the law should also be changed to extend the length of time COBRA is available to those whose jobs are eliminated after age 55. It is very difficult to find another job in this economy and at older ages and almost impossible to afford individual coverage…

Benefits Think Yes. When you compare the cost of other health car…

Yes. When you compare the cost of other health care options under consideration as well as the cost to all of us for care for the un or under insured (which is passed on in the form of higher health care costs), the COBRA subsidy idea is worth investigating.

Benefits Think I have mixed feelings. Having no health insurance …

I have mixed feelings. Having no health insurance coverage is risky enough when employed; it could be catostrophic when coupled with unemployment. Considering the current economic state, I can see the benefit of not letting citizens slip deeper into the financial abyss trying to pay for medical conditions…

Benefits Think We know COBRA is at best a very short term solutio…

We know COBRA is at best a very short term solution for those who lose their jobs and need health insurance. In today's economy and high unemployment, COBRA's cost make it a very ineffective solution. I would urge the Congress and the President to find a speedy solution and subsidizing COBRA's cost…

Benefits Think I think it sounds like an interesting idea, I don’…

I think it sounds like an interesting idea, I don't know if I am in favor or not. It would certainly help individuals and families who have lost their income. I have to agree that many workers have been sheltered from the true costs of health care. I have spoken with many people who tell me they were…

Benefits Think This happens all the time. I used to participate …

This happens all the time. I used to participate in a plan that didn't cover well-baby care and immunizations. I have heard hospital administrators reject intensive diabetes clinics because they "make money on complications". Without a doubt, early intervention improves outcome, but the weight of funding…

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