
Bruce Shutan is an Employee Benefit News contributing writer based in Portland, Oregon.

Bruce Shutan is an Employee Benefit News contributing writer based in Portland, Oregon.
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Collaboration between employers, brokers and third-party administrators will be essential to developing customized, cost-effective and employee-friendly solutions.
Brokers are urged to read the fine print on stop-loss contracts to ensure adequate coverage is in place, and have clients pool risk whenever necessary.
Setting clear expectations and equipping health plan members with usable information will build trust and eliminate employee friction in the face of change.
With rising healthcare costs putting pressure on both employers and employees, the challenge is clear:
SMBs flock to group captives because they promise large group purchasing power, lower pricing volatility and greater transparency into claims and data.