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Worksite voluntary benefits as we know them are dead. Driven largely by the spiraling cost increases in group health insurance, over the past decade or so employers have been shifting benefit costs to employees.
In the wake of this cost shifting, employees now expect to pay out of pocket for their benefits. As a result, today, for almost all workers, all employee benefits are voluntary benefits.
Nelson Griswold is founder of the NextGen Benefits Mastermind Partnership and founder and chairman of the ASCEND Agency Growth & Leadership Summit.
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