Follow Us
© 2026 Arizent. All rights reserved.
The benefits industry spent a decade arguing that mid-market employers deserved the same funding sophistication as Fortune 500 companies. Level-funded plans. Group captives. ICHRAs.
The options arrived. What did not arrive was the infrastructure to evaluate them. Not at Fortune 500 scale that allow consultants to build custom models, but rather at 100-person-company scale wherein one broker and a spreadsheet still run the show.
For reprint and licensing requests for this article, click here.
Brokers can model ICHRA versus group plans and benchmark contributions against various metal tier plans such as gold plans.
A financial spreadsheet alone cannot capture the total value and performance of a benefits program, nor can numbers on a ledger guarantee long-term operational success.
Collaboration between employers, brokers and third-party administrators will be essential to developing customized, cost-effective and employee-friendly solutions.
At AI-powered security company Verkada, offerings like backup care, commuter assistance and lots of in-office perks make it less complicated and more appealing to come into work.
Bringing a procurement partner into the benefits planning process can offer greater insight and negotiation power, helping to reduce overall costs.
