Workers are stressed about retirement. Here’s what employers can do
Employees are facing rising financial stress, retirement savings gaps, and competing priorities but new financial wellness trends are emerging to help.
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AI alone isn’t enough: Employees still want trusted financial support
Employees are embracing AI for money guidance, but new research finds they still want trusted human assistance and personalized tools that connect their full financial picture.
From liability to stability: Helping workers balance retirement savings and everyday expenses
Even high-income employees are uncertain about where to put their next dollar, highlighting the need for workplace guidance on financial wellness.
Employee financial wellness hits 4-year high, but employers miss key struggles
A Bank of America report reveals a disconnect between employers and employees on fiscal wellness, while educational programs can improve retention and engagement.
Benefits Think SMBs have more options than ever and worse advice
When a level-funded stop-loss corridor, ICHRA contribution strategy and captive loss fund can be assessed against claims data, brokers become interpreters.
More workers are off track for retirement, but employer resources could help
New NFP research finds 72% of workers are behind on retirement as rising costs, competing priorities, and financial stress make saving harder.
Americans say they need $1.2 million to retire. Many won’t get close
A new Schroders survey reveals how everyday financial pressures are reshaping retirement decisions, from reduced contributions to increased plan loans.
Health benefits spending soars, but employee confusion persists
Even as employers spend more on health plans, employees report confusion over coverage details, fueling calls for better communication and tools.
Despite employer push, workers aren’t sold on AI benefits tools
Privacy, accuracy and transparency concerns are slowing adoption, even as organizations see artificial intelligence as a way to simplify benefits decisions and improve support.
New workers are missing out on 401(k) savings, and employers can help
Younger employees are least likely to enroll in retirement plans, but automatic enrollment and defaults dramatically improve participation across the board.
Employees lean on emergency savings as gas costs keep rising
New data shows workers increasingly relying on emergency savings accounts to cover transportation and fuel expenses as commuting costs stay elevated.
HSA assets climb to $174B as employee confusion persists
Health savings accounts continue to expand as more workers invest contributions, even as perplexity around eligibility and account rules continues.
How life expectancy expectations shape retirement saving habits
A new TIAA Institute report finds workers who misjudge life expectancy are less likely to save, putting long-term retirement security at risk.
Employees chase lower premiums, only to face higher costs later
A new study finds most employees choose lower-cost health plans during open enrollment, a trend that may lead to higher out-of-pocket costs later.
Employers push critical illness plans amid health risks
As chronic conditions rise nationwide, benefit leaders are urging employees to consider critical illness coverage to offset medical bills and other expenses tied to recovery.
Benefits Think Why now is the best time to re-engage employers
With open enrollment fresh on their minds, employers can clearly articulate what worked, what was well received by employees and what needs to improve.
Lindsey Kratzer
Spark Health Advisers
Dry January moves from personal reset to workplace issue
Dry January is prompting employers to rethink alcohol culture, burnout and wellness as part of broader conversations about health at work.
Many Americans would cut healthcare spending without FSAs, new data shows
New research at the 2025 Financial Wellbeing Symposium finds many Americans depend on FSAs to avoid cutting care while confusion over HSAs slows adoption.
Workplace emergency funds gain steam as workers struggle to save
Recent data from the Federal Reserve Bank of New York found more than 1 in 3 American households couldn't come up with $2,000 to cover an unexpected expense.
Nationwide study: Retirement confidence up, but financial literacy lags
Workers are feeling more confident about their retirement plans — but that optimism may be misplaced.
