Women lean harder on Social Security. Here’s what that means for retirement strategies
Retired women find themselves leaning on Social Security as a primary source of income at greater rates than men.
How retirees can manage rising healthcare costs
A 65-year-old retiring in 2025 can expect to spend $172,500 on health care expenses throughout retirement, according to Fidelity.
‘Gray divorce’ adds complexity to retirement planning
A majority of married Americans say that a divorce would derail their retirement plan, a new Allianz Life study found.
Why Black clients save less for retirement, and how advisers can fix it
Even after accounting for income, Black Americans still trail in retirement savings, according to a recent EBRI study.
Trump’s new law cuts both ways for Social Security beneficiaries
A provision in Trump's tax and budget law gives seniors 65 and older a new deduction that offsets Social Security taxes for most retirees. While it helps many keep more money, it also accelerates the program's insolvency.
Confronted with college costs, parents reach for their 401(k)s
As college costs rise, parents are resorting to increasingly costly means to pay for their children's educations. The loss in retirement savings is rarely recovered.
Vast majority of HSA savers skip the investing option
Despite health savings accounts being highly tax-advantaged, most savers do not fully utilize their unique benefits, new data from the Employee Benefit Research Institute shows.
Most Americans get these retirement questions wrong. Can you do any better?
A TIAA Institute survey found that the average U.S. adult cannot answer a majority of retirement-related questions.
The 10 cities where retirees receive the highest income
Retiree income in the U.S. lags far behind the national median for household earnings, but these top cities are bucking the trend, according to a new SmartAsset study.
Long-term care costs can derail retirement plans. Here’s how to manage them
A new Morningstar study found that long-term care costs can dramatically impact retirement plans, with 41% of households projected to run out of money when such expenses are incurred.
Remote workers are delaying retirement. Is that a good thing?
A new study from the Center for Retirement Research found that older remote workers are working longer than their in-office counterparts.
A wave of ERISA lawsuits could alter workplace retirement plans
Novel legal theories and a lower bar for plaintiffs could unleash an explosion in ERISA-based lawsuits against 401(k) plan providers.
The rise of social media’s finfluencers — and how they’re helping Gen Z
Finfluencers — "financial influencers" — get a bad rap, but there's no arguing that they're changing how younger generations learn about personal finance.
A job-hopping slowdown could be a boon for retirement savings
Wage growth for job-hoppers is on the decline, but that might be a good thing for long-term retirement savings.
Retirees don’t mind living in expensive states. Should they?
Retirement savings can stretch further in some states than others, but retirees don't appear to care much about that fact, data shows.
Social Security COLA set to fall again as seniors feel the pinch
As inflation cools, Social Security's annual cost-of-living adjustment is projected to decline in 2026. Seniors say the benefit bump won't be enough.
As life expectancy rises, retirement strategies lag
Ignoring life expectancy research can lead to miscalculations, as under- or overestimating a client's lifespan will impact financial plans.
5 steps to help retirees affected by new Social Security clawbacks
The sharp reversal of Biden-era policy that capped overpayment recovery at 10% of a person's monthly benefit is expected to recover $7 billion over 10 years.