How does your state rank in retirement savings?
A new SmartAsset study finds that retirement savings vary widely by state in 2026. See how your state ranks.
Trump unveils $1K federal match to target retirement savings gap
President Donald Trump unveiled a federal plan offering government-backed retirement accounts with a $1,000 annual match for workers without employer-sponsored plans.
3 issues shaping the future of retirement planning: Morningstar
The focus of retirement planning is shifting, according to Morningstar experts, moving away from simple saving toward bespoke decumulation strategies and guaranteed lifetime income solutions.
Advisers are the new go-to source for estate planning — here’s why
Some 80% of respondents said they expect estate planning to be integrated into financial wellness offerings.
Labor Department backs fiduciaries in 401(k) forfeiture lawsuits
The Labor Department is siding with plan sponsors in a growing wave of ERISA lawsuits challenging how forfeited 401(k) funds are used.
Why claiming Social Security at 62 isn’t a mistake
Financial advisers often urge clients to delay Social Security to maximize benefits, but new research suggests early claiming may be a rational choice.
J.P. Morgan finds critical flaw in fixed retirement withdrawal strategies
Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research from J.P. Morgan shows that premise is often disconnected from reality.
Child-free savers are falling behind on estate and long-term care planning
New research highlights a widening planning gap among child-free savers, with lagging estate and long-term care planning exposing unique risks.
401(k) loans act as lifeline for savers facing health and housing shocks
Most borrowers use defined contribution plan loans for essential health and housing costs rather than discretionary spending, new EBRI research found.
Childhood trauma linked to major retirement shortfalls, study finds
Researchers found that potentially traumatic childhood experiences, including physical abuse and parental separation, have lasting financial consequences, shaping workers' savings and retirement security decades later.
Medicare premiums erode Social Security COLA in 2026
Rising Part B costs will absorb much of Social Security's 2026 cost-of-living adjustment — leaving less room in retirees' budgets.
Gen Z investors are all-in on Roth. Here’s why
Generation Z is favoring Roth accounts like no generation before, new Fidelity research shows.
Congress renews effort to require 401(k) contributions by employers
Companies with 10 or more workers would have to contribute at least 50 cents per hour worked to each employee's retirement account.
This is ‘going to hurt’: Social Security benefits see 2.8% bump for 2026
The Social Security Administration announced its cost-of-living adjustment for beneficiaries — a figure advocates say fails to address the reality for most seniors.
6 retirement strategies for when workers can’t save more
Rising costs and competing financial priorities are making it harder for younger workers to save for retirement.
The hurdle dampening FIRE goals
Even with the money to retire early, FIRE clients often face unexpected challenges around mindset, more than finances.
401(k) plan sponsors expand financial wellness offerings
As 401(k) balances continue to grow, advisers say it's crucial that employees are educated on how to effectively manage their portfolios.
Why older Americans are stuffing their IRAs right now
With retirement pressures mounting, Gen Xers and baby boomers are increasing IRA contributions in a bid to catch up, according to a new Fidelity study.
4 Social Security mistakes that hurt retirement benefits
From aggressive tax strategies to early retirement, well-intentioned decisions can unintentionally reduce Social Security benefits.
The big changes to HSAs and what they mean for planning
Trump's One Big Beautiful Bill Act opened HSA access to millions, but big gaps remain. Here's what financial advisors need to know.