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As employers continue to shift from pay raises toward creative benefit rewards to compensate employees, industry experts say its increasingly imperative advisers work with clients to take a holistic approach to benefit package design.
As LIMRA celebrates 100 years in the industry in 2016, the association will renew its focus on retirement research, education and training and continue to evaluate the impact of the DOLs pending fiduciary rule.
ACA reporting becomes mandatory in 2016. Preparing employers to be compliant with reporting requirements is a core service that advisers should be offering, industry experts say.
NAIFA has launched a new initiative aimed at reinventing its role as an advocate for advisers. Its five-year strategic plan, dubbed NAIFA 20/20, aims to make the association a more effective resource for an increasingly diverse membership facing some challenging regulatory burdens.
Implementing top-tier plans poses unique obstacles for advisers and their employer clients.
Digital Insurance announces investment in tech company GoCo it hopes will transform not only the way the firm does business with small and mid-size employers, but will also raise client expectations of the benefit industry as a whole.
Dental plans are innovating with new technologies, and boosting participation in the process.From mobile apps to virtual ID cards to gamification and even Bluetooth smart brushes, its not your fathers dental plan anymore. Brokers seeking innovative plan designs for employers should take note. The future is here.
The Supreme Court of the United States Friday agreed to hear another challenge to the ACA's birth control mandate. Its the fourth time the Affordable Care Act will be considered by the Supreme Court and follows the controversial ruling in last years closely watched Hobby Lobby case.
As private exchanges continue to evolve, industry insiders say the integration of accountable care organizations could be the next big thing' in the exchange world; one that could be a big win for employers.
In todays increasingly technology-focused benefits industry, brokers need to compete on a new level in a new playing field. How can brokers reposition themselves as trusted advisers and use technology to their advantage?
ADP has agreed to drop its defamation lawsuit against Zenefits after a months-long dispute fought in the public eye. What does the Zenefits win mean for established industry stakeholders and the benefit startups that threaten their way of business?
The ACAs 2018 Cadillac tax looms large in the minds of employers and benefit experts have already begun to see trends in the plan design options and benefit offering changes employers have made to avoid the hefty excise tax.
Brokers and agents are meeting with senators in an effort to garner support for the Equalizing the Playing Field for Agents and Brokers Act, which aims to offer advisers the same access to marketplace enrollment information as is available to navigators and certified assisters.
Education is often hailed as the key to employee benefit satisfaction, but new research shows it also increases enrollment and employee engagement. Experts say advisers are well-positioned to expand employer education and communication strategies.
The use of technology is not just novel in the benefits industry anymore, its imperative. Benefit adviser Steve Williams predicted its usefulness over a decade ago and he and his team have used technology solutions to help transform Heffernan Insurance into one of the largest independent brokerage firms.
Advisers hoping to remain relevant in a changing health care and benefits landscape must shift product offerings to meet industry trends. Rick Lindquist, president of Zane Benefits, discusses 6 key industry trends to watch.
The Senate today passed legislation that makes possible a repeal of the ACAs controversial expansion of the definition of a small employer, the bill now goes to President Obamas desk to be signed into law.
Affordable Care Act adjustments offer relief for small employer compliance challenges, but proposed solutions may also create confusion for employers and their advisers. One legal expert shares what to expect from Washington and how to prepare for ACA compliance.
Employers more than ever are seeking innovative solutions for health care cost containment from their benefit advisers, and one industry expert says emerging strategies to help brokers thrive in the coming decade should include voluntary benefit sales and plan integration.
High-profile merger and acquisition activity in the health insurance market has some employers squeamish about decreased competition and carrier responsiveness, but some industry experts say employers have methods for recourse.