Communicating, health adviser to retirement adviser
Knowing all sides of a clients benefits plan helps both retirement and health benefit consultants make better recommendations.
By
Mike Nesper
Mike Nesper
Freelance Writer
Mitigating risk in executive benefits
Advisers need to know what employees want, what the competition is doing and be current on tax law before setting up an executive benefit plan.
By
Mike Nesper
How to avoid unintended consequences of unique benefits
Adding innovative benefits to a health plan takes money, research and can help attract quality employees, but may also lead to problems if not properly thought out.
By
Mike Nesper
Brokerages need to change hiring practices
A huge majority of new hires are already in the insurance industry, most firms ignore college graduates, study finds.
By
Mike Nesper
NAHU lauds rejection of Californias Prop 45
Election 2014 recap: Licensed agent joins the Senate; top broker organizations keep an eye on legislation that could affect the industry.
By
Mike Nesper
Top broker orgs predict the GOPs next steps on the ACA
With resounding Election Day victories, Republicans will look to move quickly on Affordable Care Act dismantling legislation, but NAHU, CIAB, NAIFA and The Big I say a piecemeal approach will have the most impact in the coming years.
By
Mike Nesper
Prevention is the new focus of health care
Wellness programs that focus on biometric screenings and incentive-based outcomes are signs of a shifting health care system.
By
Mike Nesper
Easy steps to communicate complex retirement subject matter
Knowing the client, using the best medium and avoiding industry jargon are a few ways to discuss retirement plans with clients.
By
Mike Nesper
How to overcome common retirement census mistakes
Third-party administrators need to use a variety of methods to ensure employers supply the correct data.
By
Mike Nesper
Brokerage hiring practices troubling
A huge majority of new employees come from within the insurance industry, and there is a wide discrepancy among firms, a recent study finds.
By
Mike Nesper
Increasing enrollment participation hinges on education
Well-informed employees make smarter choices and providing the tools needed during open enrollment is essential.
By
Mike Nesper
Paper is problematic during open enrollment
A large majority of workers prefer signing up for benefits online, a PlanSource survey finds.
By
Mike Nesper
Voluntary benefit spending surges
Employee purchases have increased $18 billion in the past decade, Unum study finds
By
Mike Nesper
Midsize employers lack confidence in ACA, benefit strategies
Despite listing them as top concerns, employer groups under 1,000 lives express difficulty keeping up with health reform and regulations, ADP study finds.
By
Mike Nesper
Accelerating auto-escalation
A third of Americans have no retirement savings and those who do arent saving enough automatic escalation can help.
By
Mike Nesper
Group DI losing traction to voluntary
The number of employees with long-term disability plans has dropped and employees paying more for coverage, despite the fact that that 1 in 8 will need it during their career.
By
Mike Nesper
How the ACA is shaping outcomes-based wellness
With an endorsement from the Affordable Care Act, outcomes-based wellness programs are gaining popularity. In the process, the way employers incentivize participation is changing in step with evolving user-friendly technologies.
By
Mike Nesper
Advisers key to creating better informed employees when it comes to benefits
Employers and employees have different perspectives when it comes to discussing benefits, and benefit advisers can help close that gap.
By
Mike Nesper
Employers depend upon advisers to help navigate the Affordable Care Act
Health care reform has changed the role of the adviser from insurance broker to that of a trusted adviser, counselor and compliance guru. Advisers hoping to thrive in this new environment will embrace the change less as a burden and more as an opportunity.
By
Mike Nesper
Helping employers evaluate benefit options for part-timers
With the ACAs employer mandate on the horizon, many employers with part-time and variable hour employees are also re-evaluating their benefit offerings for part-time employees.
By
Mike Nesper