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When Congress passed the SECURE 2.0 retirement legislation, it included a measure to help workers do two things at once: Save for retirement and pay off their student loans.
Those two goals are often in conflict. Eighty-four percent of student borrowers say their loans have hurt their ability to save for retirement, researchers at Fidelity have found. And according to a study by Achieve, 30% of Americans with student debt have not saved for retirement at all.
Nathan Place is a national reporter at American Banker. A native of New York City, he has worked for more than a decade in both print and video journalism. He got his start in Beijing, where he … Read full bio
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U.S. workers say retirement is getting harder to afford, raising questions about how organizations can help workers save, understand their benefits, and plan ahead.
The CRO of retirement plan provider Human Interest explains how employers can simplify retirement plans and boost participation.
Employees are facing rising financial stress, retirement savings gaps, and competing priorities but new financial wellness trends are emerging to help.
As employees decide whether to stay with their employer, support tied to student loan debt and education benefits is becoming a clear differentiator.
Even high-income employees are uncertain about where to put their next dollar, highlighting the need for workplace guidance on financial wellness.
