Clients finally retired? They shouldn’t be afraid to spend money
New retirees are often anxious about spending to much, depriving themselves of some comforts of life for fear of outliving their nest egg.
Investments
Public pension returns barely broke even in fiscal 2016
Public pension fund investments returned only 0.6% on average in fiscal 2016,
Retirement income strategies for next bear market
Workers should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.
Retirement income strategies for next bear market
Clients should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.
The 401(k) match is back, and it’s getting bigger
Employers' 401(k) matching contributions this year are likely to reach 4.7% of worker's pay, up from 3% in 2009.
The 401(k) match is back, and it’s getting bigger
Employers' 401(k) matching contributions this year are likely to reach 4.7% of worker's pay, up from 3% in 2009.
4 ways to cut fat 401(k) retirement fees
To avoid paying high fees, retirement savers should ensure that their plan administrator is a no-load fund company and avoid overpriced house funds.
How to keep long-term care from bankrupting future retirees
Employers should be encouraged to provide their workers affordable, simplified long-term care insurance for employees age 45 and older, says report from the Bipartisan Policy Center.
How to keep long-term care from bankrupting future retirees
Employers should be encouraged to provide their workers affordable, simplified long-term care insurance for employees age 45 and older, says report from the Bipartisan Policy Center.
Should employees be landlords in retirement?
Real estate can be a good investment because historical data show that increases in rental rates outpace inflation, but there are caveats for workers to consider.
Should clients be landlords in retirement?
Real estate can be a good investment because historical data show that increases in rental rates outpace inflation, but there are caveats for clients to consider.
How tax reform could impact retirement savings
Lawmakers are considering scrapping individual deductions, including tax breaks for certain plan contributions.
How clients may be sabotaging their retirement plans
Those who expect to stay longer on their jobs could be hurting their prospects, as many people are forced to retire early because of health issues.
Gold and silver IRAs: Approach with caution
Gold tends to hold its value in the long-term, but it's volatile — almost as much as stocks — so clients may need decades to ride out its ups and downs,
How much investing risk should employees take in retirement?
Retirees are advised to adopt a less aggressive approach to investing and reduce their risk exposure.
How early retirees can get cheaper health insurance
Retirees who retire before 65 and want to reduce their premiums are advised to keep their taxable income between $12,060 and $48,240 (for singles) or $16,240 and $64,960 (married couples).
How much investing risk should clients take in retirement?
Retirees are advised to adopt a less aggressive approach to investing and reduce their risk exposure.
Benefits Think 4 key differences between CITs and mutual funds
Collective Investment Trust funds are gaining traction in retirement plans but advisers need to know how they can help plan participants.
Shelby George
Manning & Napier
Social Security benefits vs. rising health care costs? Not even close
A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total Social Security benefits.
Social Security benefits vs. rising healthcare costs? Not even close
A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total benefits.
