Employers encouraged to take fresh look at equities
In a more volatile market, DC plan sponsors should be thinking about where they are going to find alpha, says Anne Ackerley, managing director of BlackRock.
Retirement education
Benefits Think Why plan sponsors should boost 401(k) default deferral rates
The 3% deferral rate in nearly half of auto-enrolled plans is simply too low, says State Street Global Advisors’ Melissa Kahn.
Melissa Kahn
State Street Global Advisors
Benefits Think 7 questions employers have about the new fiduciary regs
The DOL’s rule is good news for plan sponsors, but many are still confused, says registered investment adviser Robert Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
Collective investment trusts gaining ground in 401(k)s
As fiduciary awareness grows, CITs, which often have lower fees than mutual funds, are poised for growth.
Plan sponsors advised to battle retirement inertia with consistent messaging, concrete examples
Getting employees to understand and participate in their financial future is all about the language, say industry experts at this week's NAPA 401(k) Summit in Nashville.
Benefits Think Why workers are optimistic about retirement savings, but still need help
Three strategies to consider when helping employers structure workplace programs that offer employees financial tools for their future.
Sharon Scanlon
Lincoln Financial Group
Benefits Think Helping clients move beyond auto-enrollment
Public policies to boost participation in DC plans are critical but so is getting participants to save more, says Melissa Kahn.
Melissa Kahn
State Street Global Advisors
Congressman touts proposals to help avert retirement crisis
Lawmakers and industry authorities discuss at the National Retirement Planning Week conference some of the initiatives employers could implement to help workers with retirement readiness.
Record M&A activity driving employers to take on increased pension, benefits risk
Helping clients understand the pension and benefit plans of seller organizations is an important part of any acquisition.
CITs gaining ground in 401(k) plans
As fiduciary awareness grows, collective investment trusts, which often have lower fees than mutual funds, are poised for growth.
Benefits Think Workers reporting greater optimism about retirement savings, yet still anxious
As employers structure their workplace programs, here are three strategies to consider that can better equip employees with the tools they need to succeed.
Sharon Scanlon
Lincoln Financial Group
Boomers not moving beyond 401(k)s, IRAs
Despite the efforts of the retirement industry, many baby boomers haven't taken to the variety of savings products available, according to the latest research.
Record M&A activity driving employers to take on increased pension, benefits risk
Understanding the pension and benefit plans of seller organizations is an important part of any acquisition, yet many companies report having less time to complete this due diligence.
More workers using retirement for non-emergencies
Employers and advisers are urged to increase financial education so employees understand the pros and cons of tapping into their 401(k) plans for purposes such as paying off credit card or student loan debt.
Boomers still only engaged with 401(k)s, IRAs
Volatility fears are one reason many members of this generation haven’t taken to the variety of retirement savings products available.
General retirement education won’t trigger fiduciary standard
Plan sponsors and advisers are still able to provide generic facts about retirement savings and 401(k) plans without being subject to the DOL’s new rule.
Employers report workers’ financial issues affecting job performance
New research from the IFEBP reveals employees’ fiscal woes are leading to increased stress, reduced productivity and higher absenteeism.
Fiduciary rule adds more oversight to plan sponsor responsibilities
Retirement plan industry experts are greeting the Department of Labor’s plans, which will force employers to be more cautious when hiring advisers, with a mix of caution and optimism.
Retirement plan reviews missing the mark in terms of focus, frequency
While benchmarking 401(k) plan investments and fees is important, new research suggests employers and their advisers aren’t doing enough to measure workers’ retirement readiness.
More workers using retirement accounts for non-emergency purposes
Plan sponsors are urged to increase financial education so employees understand the pros and cons of tapping into their 401(k) plans for purposes such as paying off credit card debt.
