Helping members of Generation X get ready for retirement
New research from the Insured Retirement Institute reveals that many workers in this age group aren’t feeling very confident about their financial prospects.
Retirement education
5 retirement savings plan engagement strategies for young employees
New ways advisers can help clients make sound savings and investment decisions.
Helping generation Xers get ready for retirement
Many lack confidence they’ll ever be able to stop working, but benefit advisers working with employers can help them realize their post-work life goals.
Benefits Think Retirement savings system seen as ‘inefficient patchwork’
Lack of consistency in 401(k) matches is one reason Teresa Ghilarducci says it’s time for a change.
Sheryl Smolkin
Sheryl Smolkin & Associates Inc.
Benefits Think How to tell if a 401(k) plan investment adviser measures up
Regardless of what the final Department of Labor regulations say about fiduciary responsibility, sponsors should not hire or continue to work with an adviser who will not sign on to the plan as a fiduciary.
Robert C. Lawton
Lawton Retirement Plan Consultants
Retirement plan reviews missing the mark in terms of focus, frequency
While benchmarking 401(k) plan investments and fees is important, new research suggests employers and their advisers aren’t doing enough to measure workers’ retirement readiness.
Raising $100M, Betterment sets itself apart in robo space
The robo advisory firm will use the capital for investment in its 401(k) business, says Jon Stein, the company’s founder and CEO.
What clients need to know about IRS’ plans to curtail determination letters
DB and DC plan sponsors that depend on these documents to remain in accordance with the tax code may face heightened compliance risks.
Employees’ retirement confidence grows, but savings still ‘alarmingly low’
Workers with access to employer-sponsored plans are feeling good about their financial prospects, according to a new EBRU report, but many nest eggs still could use some work. How advisers can help.
What employers need to know about IRS’ plans to curtail determination letters
DB and DC plan sponsors that depend on these documents to remain in accordance with the tax code may face heightened compliance risks.
Benefits Think Retirement savings system an ‘inefficient patchwork’
A lack of consistency in 401(k) employer matches and high fees are just two reasons academic Teresa Ghilarducci says it’s time for a new national retirement system.
Sheryl Smolkin
Sheryl Smolkin & Associates Inc.
Employees’ retirement confidence grows, but savings still ‘alarmingly low’
Workers with access to employer-sponsored plans are much more likely to feel good about their financial prospects, finds new research from EBRI, but their nest eggs still could use some work.
Guiding employers toward a multi-channel healthy retirement approach
Technology alone is not enough to help employees achieve their money goals, according to research from Financial Finesse.
Behind the growing popularity of target-date funds
Simplicity and cost-effectiveness have helped drive increased usage of TDFs among retirement plan members and experts say the investment vehicle will likely see more customization in the future.
16 things employers should know about women and retirement
Women continue to lag behind men in terms of saving and planning for their future.
PwC prioritizes student loan debt repayment benefits
The accounting and consulting firm hires many millennials and estimates that up to 15,000 of its 46,000 employees have one or more student loans.
Technology alone not enough in financial wellness
Employees at companies that take a multi-channel approach to programs fare better than others, finds new research from Financial Finesse.
Benefits Think Should your client’s 401(k) plan offer ESG investment options?
Why investment committees should be having discussions about environmental, social and governance criteria, a subset of socially responsible investing.
Robert C. Lawton
Lawton Retirement Plan Consultants
Understanding the growing popularity of target-date funds
Simplicity and cost-effectiveness have helped drive increased usage of TDFs, which will likely see more customization in the near future, experts say.
Movement Mortgage starts financial wellness program
From fiscal assessments to a campaign to help employees shed their personal debt, the firm's program is all-encompassing.
