More employers are offering Roth 401(k)s
More workers are gaining access to a Roth 401(k), and employees should take advantage of it.
Retirement scan
How to get the most out of IRA contributions
Employees who intend to invest in an IRA and make the most of the account should determine which of a Roth and a traditional IRA will best suit their needs.
Help workers maximize their Social Security benefits
Working seniors who intend to start collecting Social Security benefits in the middle of the year should know about the monthly earnings test.
Retirement may be hazardous to employee health
A study suggests seniors tend to be healthier and live longer if they continue working past the retirement age, rather than leaving the labor force for good.
Comparing self-employed retirement plans
The solo 401(k), the SEP IRA and a SIMPLE IRA are retirement savings vehicles that are meant for contractors, freelancers and other self-employed individuals
Declutter retirement savings: What to do with old 401(k)s, IRAs
Employees can simplify their retirement portfolio by merging multiple accounts.
What makes 401(k) loans risky?
The new tax law has extended the grace period for outstanding 401(k) loans made by workers who switch jobs, luring more participants to borrow from their accounts, exposing them to greater risk.
The new tax law: retiree tax issues
Taxation of retirement plan distributions and Social Security benefits remains unchanged under the new tax law, but retirees are likely to see an increase in after-tax income.
Trump’s budget could let those on Medicare use this tax-favored account
The proposed budget includes a provision that would give Medicare recipients the option to contribute to a health savings account, which would offer various tax benefits.
Look to small-cap dividend payers in retirement
Workers who are looking for new investments may want to invest in small-cap dividend payers,
A growing percentage of millennials have absolutely nothing saved
Raising the payroll tax is the easy way (in theory); here are other solutions for funding the Social Security shortfall.
With stock market volatility, which is better? Robo vs. real advisor
Younger investors may see the market's swing as just another fluctuation in the market, while assuming that time is on their side. Older investors, on the other hand, may be far more stressed.
Will working longer increase workers’ Social Security benefits?
Working longer and delaying Social Security could result in a bigger retirement benefit.
5 to-dos for retirees as volatility returns
Retirees are advised to step back to get a better perspective and then review their asset allocation in their portfolio.
Where to hide from market volatility if workers are about to retire
Investors are advised to liquidate some assets or transfer them to certificates of deposit and money market funds.
Will going back to work end workers’ Social Security benefits?
As long as their earnings won't exceed the limit set by the Social Security Administration, they will not lose their benefits.
3 bad reasons workers don’t fund IRAs
Only less than one-third of workers polled by TIAA claimed that they are contributing to an IRA
Should workers manage health savings account assets?
Even if those assets are used to pay for nonmedical expenses, an HSA can still be ahead of a 401(k) plan or an IRA.
Single? Married? Divorced? How and when workers should claim Social Security
Employees have a hundred—if not a thousand—possible options to consider when claiming Social Security benefits.
5 things workers should consider before tapping retirement accounts
Retirees who consider taking withdrawals from their 401(k) and other similar plans should account for the tax impact before making a decision.
