The big decision in retirement: Rent or buy
Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.
Retirement scan
Advocates fear Trump tax plan may ‘Rothify’ 401(k) plans
Some consumer advocates worry that this will negatively affect small businesses and middle- and low-income Americans.
A retirement Q&A for federal workers
Roughly 15% of government workers are eligible to retire, but for most government jobs there is no mandatory retirement age.
Employees are saving more for retirement. Are they saving too much?
Saving too much for retirement could force clients to take loans or make withdrawals that would carry taxes and penalties.
Americans are saving more for retirement. Are they saving too much?
Saving too much for retirement could force clients to take loans or make withdrawals that would carry taxes and penalties.
3 retirement rules employees should know by heart
One guideline to remember is that retirees should continue being invested in stocks, which produce high returns and pay dividends.
3 retirement rules clients should know by heart
One guideline to remember is that retirees should continue being invested in stocks, which produce high returns and pay dividends.
Reverse mortgage rules to change positively and negatively for retirees
Some say the changes could make the Federal Housing Administration's program less attractive to borrowers, but they could also improve the market.
Reverse mortgage rules to change positively and negatively for retirees
Some say the changes could make the Federal Housing Administration's program less attractive to borrowers, but they could also improve the market.
Is an annuity a good deal? Retirement Scan
Retirees who are considering investing in an immediate annuity can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.
Is an annuity a good deal?
Retirees who are considering investing can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.
A 3-step Social Security emergency plan
When developing a plan to offset the potential shortfall of Social Security benefits in the long term, annual rebalancing is one step clients should take.
A 3-step Social Security emergency plan
When developing a plan to offset the potential shortfall of Social Security benefits in the long term, annual rebalancing is one step clients should take.
What retirees should do in wake of Equifax data breach
Savings are only as safe as the places that hold personal information, expert says.
4 ways retirees can pay for health care
Retirees can open health savings accounts, which offer tax breaks on contributions and qualified distributions, and tax-free growth on investments.
How retirees can pay for health care
Those who left the workforce can open HSAs, which offer tax breaks on contributions and qualified distributions, and tax-free growth on investments.
A clever way to cut clients’ heirs’ income taxes
Retirees can consider a Roth IRA if they want to leave assets that would not be taxed once inherited.
Why workers should avoid tapping retirement plans after disasters
The IRS is relaxing some rules to make pulling money from retirement plans easier after hurricanes Irma and Harvey, but clients should remember the taxes and penalties associated with withdrawals are unchanged,
Why clients should avoid tapping retirement plans after disasters
The IRS is relaxing some rules to make pulling money from retirement plans easier after hurricanes Irma and Harvey, but clients should remember the taxes and penalties associated with withdrawals are unchanged,
Dividends are no longer sexy … which is what makes them attractive
When the current bull market fever subsides (or crashes), dividend investing will regain some of its lost appeal, writes an expert.
