Dividends are no longer sexy … which is what makes them attractive
When the current bull market fever subsides (or crashes), dividend investing will regain some of its lost appeal, writes an expert.
Retirement scan
Pay off student loans or save for retirement? The answer may be surprising
The answer is in the investment details. If employers offer a match, contribute at least enough money to get it. Matches are 'free money' that give an instant return.
Pay off student loans or save for retirement? The surprising answer
If an employer offers a match, employees should contribute at least enough money to get it.
37 states that don’t tax Social Security benefits
Some of these states, however, may not be tax-friendly for retirees.
37 states that don’t tax Social Security benefits
Some of these states, however, may not be tax-friendly for retirees.
Employees hope to work later in life. Here’s the reality
The average retirement age is 61, with only 4% of seniors working until the age of 70 or older, according to a Gallup survey.
People hope to work later in life. Here’s the reality
The average retirement age is 61, with only 4% of seniors working until the age of 70 or older, according to a Gallup survey.
How to shield retirement savings from the next market crash
Advisers can protect their clients' retirement savings by allocating their assets across equities, fixed income and cash.
401(k) money should be a last resort for Harvey victims
Between taxes and penalties on early withdrawals, many clients will only be getting 65 cents for every dollar they take out.
401(k) money should be a last resort for Harvey victims
Between taxes and penalties on early withdrawals, many people will only be getting 65 cents for every dollar they take out.
Collect Social Security at 62 and spousal at full retirement age?
Each pre-retiree couple is in a unique circumstance, and needs to account for their health and longevity, as well as their willingness and ability to work.
The GOP is looking for ways to pay for tax cuts. Clients’ 401(k)s may bear the cost
Workers would have to pay taxes on their contributions to an employer's sponsored 401(k) plan under the Trump administration's tax proposal.
The GOP is looking for ways to pay for tax cuts — 401(k)s may bear the cost
Workers would have to pay taxes on their contributions to an employer's sponsored 401(k) plan under the Trump administration's tax proposal.
Should workers put their countdown to retirement on hold?
Employees should consider postponing their retirement, especially if they work for the federal government.
Should clients put their countdown to retirement on hold?
Older employees should consider postponing leaving the workforce, especially if they work for the federal government.
Big changes expected in many 2018 Medicare Advantage plans
Retirees are likely to have fewer choices when they start shopping around for Medicare Advantage plans during the open-enrollment period that begins Oct. 15.
3 mistakes workers make with retirement withdrawals
Not tapping tax-deferred retirement accounts until the age of 70 1/2 can be a wrong move, as required minimum distributions can be big enough to push retirees to a higher tax bracket.
3 mistakes people make with retirement withdrawals
Not tapping tax-deferred retirement accounts until the age of 70 1/2 can be a wrong move, as required minimum distributions can be big enough to push retirees to a higher tax bracket.
The right car purchase could help workers’ retirement dreams
Employees should consider a dependable second-hand car instead of a new one, and then redirect the money saved into a retirement account.
The challenge of living with low interest rates
Rates are likely to remain low, which will have a negative effect on retirees and older workers who are adjusting their portfolios in preparation for retirement.
