Fed to curb inflation without raising unemployment
The US central bank’s interest-rate increases may lead to somewhat higher unemployment.
The US central bank’s interest-rate increases may lead to somewhat higher unemployment.
U.S. employment costs rose at a robust pace as businesses competed for a limited supply of workers.
Retirement security in the U.S. is facing elevated threats of lower interest rates, recession, income inequality and climate-related natural disasters.
The wealth in retirement accounts could shrink by that much due to annual defaults on 401(k) loans. The projected loss is about 2.7% of the $7.8 trillion in retirement accounts.
The "Rule of 100" follows the rule-of-thumb of growing more conservative as investors grow older, but it also may be obsolete since it was developed when interest rates were higher.
When the financial clouds are gathering, your clients have preparations to make. Top of the list: reduce risk.
Rates are likely to remain low, which will have a negative effect on retirees and older workers who are adjusting their portfolios in preparation for retirement.
Rates are likely to remain low, which will have a negative effect on retirees and older workers who are adjusting their portfolios in preparation for retirement.
The likelihood of periodic volatility is concerning to retirees, but it's important to try to keep clients calm.
The likelihood of periodic volatility is concerning to retirees, but it's important to try to keep clients calm.
Sponsors and investment advisers tasked with managing interest rate risk in DB plans may be experiencing a familiar replay when it comes to their funding ratios, writes Mike Clark
Shorter term Treasury Inflation Protected Securities — those with a bond maturity of zero to five years — do a better job of controlling inflation in a target-date fund than mid-term or long-term TIPS, according to SEI.
Shorter term Treasury Inflation Protected Securities — those with a bond maturity of zero to five years — do a better job of controlling inflation in a target-date fund than mid-term or long-term TIPS, according to SEI.