This may be the biggest financial mistake millennials are making
Millennials change jobs more than older generations, but thinking about the future is not a huge priority.
Retirement scan
Why raising Social Security’s full retirement age is a bad idea
Continuously increasing the FRA is particularly hard on lower-income workers because they tend to retire early.
Seed a Roth IRA for grandkids
Retirees can help their grandchildren prepare for future expenses or build a tax-free retirement income.
Another way the rich get richer: Study shows widening gap in life expectancies
Wealthy retirees live longer and collect more Social Security compared to those in lower income groups, making the program less progressive, a study found.
Why retirees cut back on spending: pessimism, it seems
Investors are more likely to invest less aggressively over the years even if the decision does not make sense, according to a new study.
Why retirees cut back on spending: pessimism, it seems
Investors are more likely to invest less aggressively over the years even if the decision does not make sense, according to a new study.
This mistake could cost $344,000 in retirement income
Most Americans are saving too conservatively to generate the income they'll need in retirement even after accounting for Social Security.
How retirees could pay 0% on capital gains taxes
Retirees who opt to defer their Social Security and pension benefits and have no taxable income may want to sell securities outside their retirement accounts.
One way retirees could pay 0% on capital gains taxes
Those who have left the workforce who opt to defer their Social Security and pension benefits and have no taxable income may want to sell securities outside their retirement accounts.
Employees should avoid these 3 Social Security mistakes
Workers may want to create an account on Social Security's official website to get a good estimate of their retirement benefits.
Which asset allocation strategy should retirees use?
Retirees may opt for current market valuation or their funded ratio as the basis for the allocation.
Which asset allocation strategy should retirees use?
People who have left the workforce may opt for current market valuation or their funded ratio as the basis for the allocation.
How the new ‘age tax’ would affect seniors’ healthcare costs
Americans aged 50 and older would pay bigger health insurance premiums under the new health care bill that cleared the House of Representatives.
How the new ‘age tax’ would affect seniors’ healthcare costs
Americans aged 50 and older would pay bigger health insurance premiums under the AHCA.
How retirees can survive and thrive in the gig economy
Retirees are advised to find gigs that suit them and have realistic expectations about the work they do.
How retirees can survive and thrive in the gig economy
People who have left the workforce and wish to return are advised to find jobs that suit them.
Rent or own in retirement?
Owning a home brings benefits for retirees, but so does renting. One example: renting puts a limit on housing costs, one of the biggest expenses for retirees.
What workers get right about Social Security, and what they don’t
More people are planning to wait to file for benefits, but just 25% are even aware of their full retirement age.
Pinching pennies on Social Security? Maybe not
Retirees saw a small increase in expendable income once they started collecting Social Security, according to a new study.
Broader diversification is possible for retirees
investors can use safe withdrawal rates and maintain a diversified portfolio with more asset classes.
