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I think it might be a good option for people who are using COBRA to bridge coverage while they wait to become medicare eligible. However, it seems like it could cause employers to increase COBRA premiums resulting in the the Gov't subsidizng employers. Too much opportunity for misuse.
It sure sounds nice to say. But the cost would be staggering. And what of the employees who work somewhere with no COBRA obligation. What will Uncle S do for them? Typical politics…1,000 men hacking at the branches of the problem and none at the roots.
The government should help the working man!!
You can't be serious…it's not the cost of COBRA it's the cost of care.If I work hard, pay my bills, try to save for an emergency and you overspend, live high on the hog above your means, why should I subsidize you. Maybe we should all just turn over everything to the government, direct deposit our…
Why should the government help people without jobs? What about the people who have jobs and can't afford insurance? Those are the people we should be helping!!
Nice idea but don't we all have some responsibility to plan for a rainy day? Do we really want or need the government to subsidize everything. After all it is our money.
Absolutely not. I have empathy for persons that are not employed and must pay COBRA to continue their healthcare benefits but where is it going to stop. If the government keeps subsidizing everything what real incentive is there for someone to actively look for employment. The goverment is handing…
I think it might be easier to just have a credit or deduction on the individual's tax return for COBRA premiums if the cost exceeds $XXX (maybe the individual could file quarterly for a refund). What if the individual worked for a small employer with a plan that does not offer COBRA? Does this mean only…
Who will pay the 50 to 60%? The employer, me and you, our children?This is one more small step toward national healthcare.
Yes, I think the government should help subsidize COBRA because there are many people who can't afford it and must drop health coverage. However, I think it should be a temporary fix on our way to national healthcare. Ideally individuals should be able to sign up for quality health care that they can…
Excellent idea. The subsidy should be for a period equal to the period availabe under COBRA or until the participant obtains new employment, whichever comes first.
I have no idea what the long-term ramifications would be, but how much is the US spending/losing on the uninsured and lost productivity? Could the subsidy be limited to a certain time-frame and reviewed for changes/discontinuation at the expiration?
Why not? we're subsidizing everything else except our own paychecks, which are likely to get smaller…
No. We are headed toward socialized medicine inch by inch and no one is watching.
It's about time that somebody recognized that a person laid off cannot afford the health care premiums.
Being a Group Insurance Broker for the past 20+ years I have had to deal with bringing the costly and shocking news of what health care plans actually cost to COBRA employees.
"Government" translates to tax payer, and the taxpayer burden is already too great and growing worse – there has to be a better way than government-subsidized COBRA for individuals who find themselves without coverage.
The State of New York runs a subsidy program for entertainment industry workers that enroll in COBRA.
It's a nice thought, but another step on the slippery slope to socialism. Can the government afford this new entitlement? How much will it cost annually? What about the deficit? The national debt? Why 50%? Why not 75% or 100%? Why just COBRA? Why not all medical premiums?
What I would like to see is addressing the REAL issue, the cost of health care. Instead, we put another taxpayer band-aid on it.