The number of uninsured Americans is creeping back up and it’s not because employers are dropping plans — people have employer-sponsored group plans, but they are choosing to opt out altogether.
High costs are driving much of those decisions: employees are paying nearly $2,000 more of their own pay toward health benefits on a traditional group plan than they would on an individually managed plan, according to the National Health Benefits analysis conducted by Remodel Health. And since employees cannot afford those costs, they’re foregoing insurance altogether.
