Benefits Think HSAs should be promoted as way to supplement retirement savings

Published Updated 6 Min Read

An overhead view of a piggy bank with medical supplies around it
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With the deadline looming for Americans to file their income tax returns, this is as good a time as ever to reflect on the multiple merits of a health savings account

There were nearly 36 million HSAs last year, which was up from 32 million in 2022. More than $16 billion were held in these HSAs, helping people pay for healthcare expenses tax free. Unfortunately, research shows that only 27% of consumers grasp that HSAs can be used as investment vehicles. There is plenty that benefit advisers can do to close the gaping knowledge hole, starting with education. 

Christa Day
Executive director

Christa Day is the executive director of ECFC, a nonprofit dedicated to maintaining employee benefit programs on a tax-advantaged basis


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