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There’s a big difference between how much money Americans think they’ll need for retirement and how much they’ve actually saved. In 2024, that gap grew into a chasm.
Every year, researchers at the insurance firm Northwestern Mutual determine “the magic number”: The average dollar amount that Americans estimate it will take to retire in comfort. In 2024, that number rose to $1.46 million — a 15% jump from last year.
Nathan Place is a national reporter at American Banker. A native of New York City, he has worked for more than a decade in both print and video journalism. He got his start in Beijing, where he … Read full bio
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