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The Internal Revenue Service recently drafted ACA regulations that offer some insight into what will be the associated monetary penalties for individuals who do not take up health care coverage.
Under the proposed guidelines, which will be reviewed at a public hearing in May, IRS officials laid out guidelines for what will be deemed as minimum essential coverage under the ACA. Officials also offered a breakdown of fines.
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Supplemental offerings such as vision, dental, accident and life insurance provide preventive care and essential coverage when things go wrong.
While the legislation's future is still unclear, there are many important things for leaders to know.
The 2026 Excellence in Benefits winner is leading the insurance company's efforts to close the preventative care gap and personalize the employee experience.
Brokers have both an opportunity and responsibility to educate their clients toward better health outcomes and less financial volatility, not just a yes/no on coverage.
At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.
