Does crypto belong in retirement portfolios in 2025?
As Americans prepare for a more crypto-friendly government, do digital currencies deserve a place in their nest eggs?
Retirement planning
Half of Gen X has done no retirement planning, study says
Having missed out on yesterday's pensions and today's 401(k) features, the latchkey generation is woefully unprepared for retirement. Here's how advisors can help.
1 in 3 seniors has less than $50K in their 401(k)s, survey finds
Even among retirement-age Americans, many nest eggs are almost empty, according to an alarming new study by GOBankingRates.
Is the 401(k) doing too much?
Health care costs. Student loans. Domestic abuse. Are retirement plans addressing too many problems at once?
How do Americans feel about retirement?
Nearly one third of Americans feel anxious when thinking about retirement.
Most seniors retire before age 65, study shows
Six out of 10 retirees leave the workforce earlier than they planned, according to a new Transamerica study. Here's why — and how advisors can help.
Ask an advisor: How can I Trump-proof my finances?
Not every investor is expecting a Trump boom. Some expect a crash. How should they adjust their finances — if at all?
401(k) fees are lower but still hard to understand. Planners can help
A government watchdog reports that Labor Department regulations haven't made much of an impact on the levels of disclosure and comprehension.
‘FIRE’ ETFs catering to retire-early strivers make their debut
Two new ETFs, the FIRE Funds Wealth Builder ETF (FIRS) and FIRE Funds Income Target ETF (FIRI), cater to the growing FIRE movement.
The role employers play in gray divorce
Companies can provide better financial literacy to help older couples, who are separating, make smart decisions with their money.
‘Diet’ COLA: Advisers talk to clients about the lowest increase in years
With inflation figures falling, retirees can expect a 2.5% increase in 2025. Here's how planners are guiding clients through the impact of that slight bump.
Skeptical on Social Security, younger workers shift to personal retirement accounts
According to a recent Cerulli study, more than half of retired 401(k) participants say Social Security is their primary source of income. At the same time, only 6% of millennials predict they will rely on those funds when they finish their careers.
Goldman study emphasizes the power of a retirement plan
The Goldman Sachs 2024 Retirement Survey & Insights Report found that while competing priorities affected workers' ability to save, having a plan in place helped clarify goals and the grit required to meet them.
DOL to appeal court stays on fiduciary rule for retirement advice
The court filings seek to overturn two injunctions federal courts imposed after finding the Department of Labor's new conduct standard is too similar to a previous one vacated in 2018.
Prevent retirement-saving regrets with these tips
Most Americans wish they had started saving for retirement sooner and that they hadn't withdrawn money early from retirement accounts, a recent study says.
Falling inflation figures could mean an even smaller Social Security COLA in 2025
The next few weeks will be critical as the COLA is determined on the average inflation rate in the third quarter — July, August and September — versus the average third-quarter inflation a year ago.
A proactive approach to long-term care planning can pay off for clients
Clients have several options to tackle this unpleasant topic, but for advisers, the best time to start the discussion is now.
The 15 most expensive retirement cities in the U.S.
Unsurprisingly, six of the top 10 costliest destinations are in California.
What makes a dream retirement? 6 advisers share their visions
Wealth managers typically focus on other people's retirement plans. But how do they want to spend their own golden years?
As retirees rethink the future, many are heading back to work
Employers and employees can both benefit when retirees return to work, as long as both sides keep an open mind around the experience.
