SECURE 2.0 helps borrowers manage loans, but not with retirement
The 2022 retirement law aims to help workers pay off their student debts and save for retirement. Can it do both? It's complicated.
Retirement planning
Health crises force early retirement more than any other problem
Many factors can influence the timing of a person's retirement, but new research shows nothing comes close to health problems.
America’s 5 richest retirement towns
Here are five parts of the country where seniors are living large in their golden years.
1 in 4 couples disagree over retirement spending priorities
Romantic partners usually agree on their broad retirement goals, a new Ameriprise study shows. But the consensus breaks down over smaller questions.
Gray divorce can derail retirement
Late-in-life divorces have more than doubled since 1990, and they often decimate retirement savings.
Americans want $1.5M for retirement, but their savings are nowhere near that
The "magic number" Americans think they'll need for retirement went up this year — but their actual savings went down.
Taskrabbit and Robinhood team up to help gig workers save for retirement
Independent workers will have access to a retirement plan with a 2% match, along with financial education and support.
Creator of the 401(k) has a new plan to help low-income workers save for retirement
Ted Benna's plan would offer financial incentives that could be directed to a long-term investment account for the future.
How 4 different generations approach retirement — and where they’re failing
From baby boomers to Generation Z, employees have different approaches when it comes to their long-term savings.
Don’t call it a comeback: IBM pension play a ‘financial maneuver’
After IBM unfroze its pension, some wondered if this was the start of a defined-benefit renaissance. Researchers say that's not what it was about.
Video How to advise each generation for retirement
Nicole Cope, director of Ally Invest Advisors, explains the challenges and benefits of working with each generation on their retirement savings, from baby boomers to Gen Z.
Social Security COLA falls far short of 2024 prices, study finds
Social Security is getting a 3.2% boost this month — but retirees' expenses have risen by more than triple that rate since last year.
5 ways retirement changed in 2023
The year saw both progress and problems, from glitches in the Inflation Reduction Act to a controversial new rule for advisers.
Millennials are on track for better retirement than boomers, Vanguard study finds
Baby boomers may be wealthier, but millennials have benefited from a number of retirement reforms, new research shows — and they still have more time to save.
Younger baby boomers face deep shortfall in retirement savings
Baby boomers tend to be viewed as one group. But thanks to the Great Recession, younger boomers have had a much harder time saving for retirement.
Rising drug prices dramatically outpace inflation, squeezing retirees
The rapidly rising cost of medicine is leaving inflation in the dust, new research shows. Here's how advisers can help retirees cope.
How the FIRE movement keeps burning in a tough economy
Millions of Americans still strive for FIRE — "financial independence, retire early." But to keep the dream alive, they've had to change it.
The retirement savings race gap is wide and growing
In recent decades, a stubborn savings gap has persisted between white and Black Americans.
Generation 401(k): Why Gen Z workers are saving more for retirement
Auto-enrollment is helping Gen Z Americans save much more actively than the 20-somethings of yesteryear.
How much does it cost to retire? By their own estimates, Americans don’t have it
Most Americans think they'll need more than $1 million to retire, research shows. Their actual savings are nowhere near that.
