Even responsible savers make retirement mistakes
Holding too much cash is one of the common errors that employees make when saving for retirement.
Investments
7 ways to travel more in retirement
Retirees should take advantage of their flexible schedule, which allows them to go on vacation during off season to save on costs.
7 ways to travel more in retirement
Retirees should take advantage of their flexible schedule, which allows them to go on vacation during off season to save on costs.
3 unexpected retirement costs that can shake up employees’ finances
While clients cannot determine their health care expenses and taxes in retirement, they can improve their prospects by minimizing investment fees and diversifying their portfolios.
Should retirees avoid the stock market?
Retired workers should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.
Should retirees avoid the stock market?
Those who leave the workforce should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.
One mistake seniors can’t afford to make
Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.
Are American seniors sicker and poorer than their peers elsewhere?
Indeed they are. Not only are they less healthy, they are more likely to worry about not having enough funds for housing, utilities and other necessities.
Are GOP tax cuts and retirees a no-win?
The tax cut proposal would not benefit retirees because most of them either owe no federal income taxes or face a modest tax burden.
Benefits Think Why employers should include variable annuities in retirement planning
Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.
Liza Tyler
TIAA
Benefits Think Why employers should include variable annuities in retirement planning
Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.
Liza Tyler
TIAA
Should workers use reverse mortgages in retirement?
Far too many financial advisors overlook home equity as part of a retirement income plan.
Roth 401(k) plans not fully appreciated by many workers
The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."
Roth 401(k) plans not fully appreciated by many clients
The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."
Good and bad news about America’s retirement accounts
While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, experts say.
Good news and bad news about America’s retirement accounts
While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, says an expert.
Preparing employees for a stock market downdraft
Workers should consider the next market downturn as an opportunity to invest in stocks that are "on sale."
Government report sounds alarm on retirement crisis
The government should promote universal access to retirement savings and give workers more options for the spend-down phase of retirement, according to the study.
Government report sounds alarm on retirement crisis
The government should promote universal access to retirement savings and give Americans more options for the spend-down phase of retirement, according to the study.
End of the Social Security number? A White House official thinks so
The Equifax hack has prompted the Trump administration to look at ways to establish a safer technology to replace the existing Social Security number.
