Repealing ACA mandate saves $338B for tax overhaul
Rolling back Obamacare’s requirement that all Americans have health insurance would produce a smaller benefit than previously projected for a plan favored by the White House.
Law and regulation
Revenue hole may bring GOP back to ACA repeal
House Republicans are edging closer to accepting President Donald Trump’s suggestion to combine their tax legislation with a repeal of the mandate that all individuals purchase health insurance.
For employers, lack of ACA changes in tax proposal signals healthcare stability
However, many organizations still hoping Congress takes on Cadillac tax and other insurance levies.
Could changes to 401(k) plans still be on the table?
Revisions to the House tax plan are expected and experts advise employers to continue thinking about retirement plan alternatives.
What a $2,400 pre-tax cap and ‘Rothification’ could mean for 401(k) plans
GOP tax reform could have employers re-thinking how they can best help employees to save for retirement.
House tax chief says he plans to preserve 401(k) pretax limits
Rep. Kevin Brady doesn’t plan to reduce the contributions American workers can make to 401(k) retirement plans.
Benefits Think 5 steps to a successful year-end retirement plan checkup
There are a number of tasks to complete with upcoming deadlines to keep in compliance with ERISA.
Jess DeGabriele
LHD Retirement
GOP senator floats repealing ACA individual mandate in tax bill
Sen. Tom Cotton has what he calls a "modest proposal" for the tax legislation that House Republicans are poised to release on Wednesday.
Zenefits settles with SEC over charges it misled investors
The company will pay $450,000, and Parker Conrad, the co-founder and ex-CEO, will pay about $534,000.
Benefits Think Multiple employer retirement plans need clear organizational strategy for compliance
Recent regulations require companies to be similar in nature in order to participate, but when done right the advantages can be plentiful.
Michael L. Weintraub
Ascension Benefits & Insurance Solutions a
Benefits Think Multiple employer retirement plans need clear organizational strategy for compliance
Recent regulations require companies to be similar in nature in order to participate, but when done right the advantages can be plentiful.
Michael L. Weintraub
Ascension Benefits & Insurance Solutions a
Benefits Think 5 steps to a successful year-end retirement plan checkup
There are a number of tasks to complete with upcoming deadlines to keep in compliance with ERISA.
Jess DeGabriele
LHD Retirement
Trump says no changes to 401(k) plans under tax proposal
President says it’s a ‘middle class tax break that works.'
Benefits Think 7 common ERISA compliance pitfalls to avoid
Companies can be punished for even unintentional slip-ups, and financial and legal penalties can be crippling.
Marc McGinnis
The Word & Brown General Agency
Benefits Think What advisers need to know about hardship retirement account distributions
The Disaster Tax Relied and Airport and Airway Extension Act provide both hardship distribution tax relief and more generous participation loan rules for those living in areas hit by recent disasters.
Mark Stember
Kilpatrick Townsend
Benefits Think 7 common ERISA compliance pitfalls to avoid
Companies can be punished for even unintentional slip-ups, and financial and legal penalties can be crippling.
Marc McGinnis
The Word & Brown General Agency
Open enrollment unlikely to be affected by Trump healthcare order
It will be months until some of the president’s proposals, such as expanded use of HRAs, could be implemented, but brokers should educate clients now, adviser Mark Johnson says.
Benefits Think Exemptions on ACA contraceptive coverage mandate expanded
Employers can restrict birth control offerings on group health plans based on documentation of religious beliefs or sincerely held moral convictions.
Stephanie Grant
Warner Norcross & Judd
Open enrollment unlikely to be affected by Trump healthcare order
It will be months until some of the president’s proposals, such as expanded use of HRAs, could be implemented, but brokers should educate clients now, adviser Mark Johnson says.
Benefits Think Trump’s healthcare executive order will divide the market
Fragile small-group segment will be undermined by liberalization of rules governing association plans.
Craig Hasday
Frenkel Benefits