Fidelity adds layers to its managed account offering
The firm’s new product, Fidelity Personalized Planning & Advice, gives plan sponsors another way to help employees save more for retirement.
Retirement benefits
Can’t wait until 70? This is the next best age to claim Social Security
If your clients are approaching their late 60s and wondering when to file, there is a second option where they stand to forego the least amount of money.
Benefits Think Is your 401(k) plan one of the best? Here’s how to tell
A cost-efficient target date series? Availability of investment advice? Employers, make sure your retirement plan possesses these key attributes.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think How to avoid benefits missteps after a foreign acquisition
For a U.S. employer that is bought by an international company, taking the time to avoid disruption with payroll, retirement and healthcare benefits is vital to keeping employees happy and engaged.
Joe Rankin
EKS&H
Most Americans plan to own homes in retirement, but that might be a mistake
Owning a home offers some benefits, such as the option for a reverse mortgage and certain tax breaks, but are they enough to offset the burdens involved.
Benefits Think Is your clients’ 401(k) plan one of the best? Here’s how they can tell
The top retirement plans possess a number of key attributes and employees need to know them.
Robert C. Lawton
Lawton Retirement Plan Consultants
Do young adults with student loan debt save less for retirement?
Why employees are less likely to pad their 401(k) accounts when they have debt and what employers can do to help them save.
Why Social Security isn’t going broke
The worry that many feel about the possible reduction in their future retirement benefits as a result of Social Security's dwindling trust fund is misplaced, says an expert.
7 easy ways to encourage employees to save more for retirement
Employers should inform their workers about the benefits of increasing their 401(k) contributions and investing in health savings accounts, among other tips.
Do young adults with student loan debt save less for retirement?
Why employees are less likely to pad their 401(k) accounts when they have debt and what employers can do to help them save.
Is your client’s retirement portfolio all-weather?
Retirement investors should ensure that their portfolios can withstand rising interest rates, inflation and recessions.
With little saved, employers and aging employees share same fear: Can retirement happen?
As nearly one in three workers consider putting off retirement, companies must plan for different generations working together efficiently.
Benefits Think How to avoid benefits missteps after a foreign acquisition
For a U.S. employer that is bought by an international company, taking the time to avoid disruption with payroll, retirement and healthcare benefits is vital to keeping employees happy and engaged.
Joe Rankin
EKS&H
One big retirement lie and what workers need to know about it
Socking away all retirement savings in traditional 401(k) and IRA accounts may no longer be wise.
With little saved, employers and aging employees share same fear: Can retirement happen?
As nearly one in three workers consider putting off retirement, companies must plan for different generations working together efficiently.
Benefits Think Is auto-portability the key to helping women save more in retirement?
Plan sponsors can help female employees save more for their post-work years by encouraging and facilitating 401(k) account consolidation.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Why didn’t many retirees see a Social Security increase?
Although the cost of living adjustment increased 2% this year, half of retirees cannot expect a substantial increase in their benefits.
Is employees’ growing retirement confidence misguided?
The majority of workers say they have enough saved for their post-work years, thanks to a workplace plan, but they aren’t considering healthcare expenses or big debts. Here’s what employers can do.
Benefits Think Is auto-portability the key to helping women save more in retirement?
Plan sponsors can help female employees save more for their post-work years by encouraging and facilitating 401(k) account consolidation.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
The exciting feature 67% of 401(k) plans offer
Two in three plans offer a Roth savings feature, an option 401(k) participants should take advantage to reduce their tax liability.
