It pays to take RMDs early in the year
Sometimes the strategy can eliminate a domino effect of other expensive tax problems down the road, Ed Slott writes.
Retirement benefits
The biggest risk retirees face right now
Retiring at a time when the market is down is the biggest risk that employees will face. Here’s how to minimize the impact of a market slowdown.
Benefits Think Best practices for mandatory retirement plan distributions
The updated census provides a golden opportunity for sponsors to clean up their plans.
Jess DeGabriele
LHD Retirement
Thanks to tax cuts, employers beef up retirement efforts
From Roth 401(k) accounts to HSAs, companies are increasingly enhancing programs to help employees get ready for their post-work years.
Benefits Think Best practices for mandatory retirement plan distributions
The updated census provides a golden opportunity for sponsors to clean up their plans.
Jess DeGabriele
LHD Retirement
Benefits Think RIP fiduciary rule? Not so fast
Despite the recent Fifth Court ruling, it’s too soon to say the regulation is dead. There may be a rehearing, and most importantly, best practice standards will live on.
Carol Buckmann
Cohen & Buckmann PC
Benefits Think Why employers should help employees understand the benefits of Roth 401(k)s
As a retirement planning tool, contributions to these accounts can offer plan participants a more nuanced approach to retirement saving than a traditional 401(k) plan can on its own.
Kerry Bandow
Willis Towers Watson
Employees increasingly excited about soft perks and company-culture benefits
The growing popularity of perquisites like flexible work schedules, professional development and student loan repayments is catching adviser’s attention.
Omnibus spending bill leaves out health, retirement provisions
Employers were hoping stabilization reforms would be included, but Mercer consultants say select benefits provisions could be revived at a later date.
Workers can still cut 2017 taxes with these retirement accounts
Employees still have a few weeks to make deductible contributions to various retirement accounts, as well as health savings accounts, to reduce their 2017 tax liabilities.
Benefits Think RIP fiduciary rule? Not so fast
Despite the recent Fifth Court ruling, it’s too soon to say the regulation is dead. There may be a rehearing, and most importantly, best practice standards will live on.
Carol Buckmann
Cohen & Buckmann PC
Employees increasingly excited about soft perks and company-culture benefits
The growing popularity of perquisites like flexible work schedules, professional development and student loan repayments is catching adviser’s attention.
Thanks to tax cuts, employers beef up retirement efforts
From Roth 401(k) accounts to HSAs, companies are increasingly enhancing programs to help employees get ready for their post-work years.
Benefits Think 401(k) best practices: employee education
Plan sponsors should connect with workers by integrating financial wellness concepts, including behavioral finance/economics elements, talking about loans and withdrawals and offering one-on-one meetings.
Robert C. Lawton
Lawton Retirement Plan Consultants
Tax reform, tight labor market bust open the lid on benefits
CVS Health, Estée Lauder Companies and Lowe’s are among hundreds of companies adding enhanced perks to address the growing concerns of today’s workforce.
Benefits boom: 10 employers with new, innovative employee offerings
Spurred by tax reform savings and a tight labor market, AutoNation, Chipotle, Lowe’s and Hostess are among the companies that have enhanced perks.
Benefits Think 401(k) best practices: employee education
Plan sponsors should connect with workers by integrating financial wellness concepts, including behavioral finance/economics elements, talking about loans and withdrawals and offering one-on-one meetings.
Robert C. Lawton
Lawton Retirement Plan Consultants
Pennsylvania focuses on retirees who cannot afford to retire
Auto enrollment of 401(k) plans could have saved the Keystone State millions to help employees who failed to save for their post-work years.
Decluttering retirement savings: What to do with old 401(k)s, IRAs
Employees can simplify retirement portfolios by merging multiple accounts
Merit Financial Group partners with two retirement planning firms
Botsford Financial Group and Financial Development Systems have been tapped to help attract retirement plan advisers and plan sponsors to the Merit fold.
