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Despite the recent improvements in the economy, Americans continue to grow more pessimistic about long-term retirement prospects, according to a Country Financial survey of 3,000 adults.
I think maybe theres more than goodwill at work among employers who allow top-performing and long-tenured workers to take lengthy sabbaticals or service missions abroad. It stands to reason that for employees who embark on such journeys are even better workers when they return and the benefit extends to their colleagues and company at large.
The federal definition of marriage as laid out in the Defense of Marriage Act and the consequences of the law being challenged in court, potentially can affect how you do your job.
This week, the post New partnership brings Subway to worksite lunch & learns contained false information about the intentions of Clique, the supposed wellness vendor behind a program that sent a physician to worksites to provide free wellness information, and the involvement of Subway, which was purported to provide a free meal for the lunch & learn session.
12 Fundamentals to Better Marketing Financial advisors want to know the most important key to becoming a top producer. Most think the answer must be a magical new product, an innovative new sales idea or a remarkable new marketing strategy. However, their jaws drop when they learn the truth. Nathan Bergeland, the CEO and founder of USAdvisors Network, offered some insights.
The Small Business Administration and ADP this week launched a new video series that shines a bright spotlight on six companies that began with little more than an idea and an entrepreneurial spirit and now are among well-known brands in their respective industries.
Former New York State Comptroller Alan Hevesi will serve one-to-four years in prison for his role in the now infamous pay-to-play pension fund kickback scheme.
For the first time in almost 10 years, the Department of Labor is reviewing its rules on electronic disclosures in ERISA plans. Help drag DOL into the 21st century by providing your comments on how you use electronic media to provide benefit plan information to participants and beneficiaries.
It appears young investors may have been paying attention as the market crash threw baby boomers futures into disarray.
The final IRS 403(b) regulations introduced a number of new requirements for plan sponsors, the most significant of which clearly designates the plan sponsor as ultimately accountable for the plan's proper administration. To effectively administrate their organization's retirement plan, sponsors need to gather information from their plan's providers and examine and implement procedures for routinely acquiring plan information.
As the saying goes, "April showers bring May flowers." This month, as EBN opens nominations for the 2011 i-COMM Awards, I'd like the April showers to be showers of praise for your best employee communications efforts so that you May receive bouquets of benefits achievement.
With millions of baby boomers on the brink of retirement, and the economic meltdown in 2008 that left many employees with depleted 401(k) account balances, helping employees manage their money into retirement is a growing concern for employers. Once employees move from accumulating to drawing down their assets, the focus shifts from maximizing the growth rate of those assets to maximizing the ability to sustain income from those assets over long periods of time.
In just the last week, two professionals one in the wellness industry, the other a benefits practitioner like yourselves have told me that starting wellness programs can be cheap, incentives are unnecessary and HRAs are flawed and in fact, can be dangerous for your wellness efforts. Cue the Twilight Zone theme song.
Cue the hallelujah chorus: The Associated Press reports that numbers released today from the Department of Labor show that employers posted 3.1 million open jobs in February, the most since the height of the financial crisis in September 2008.
The funded status of the nations largest defined benefit pension plans improved by $16 billion in March, according to a new analysis by Milliman. This increase is primarily due to a rise in corporate bond interest rates that are used to value pension liabilities.
To help reduce the estimated $400 billion in stress-related health costs and productivity losses, The Oxygen Plan has created a series of simple surveys to show individuals and employers their Stress Number and help them develop an effective stress management program.
Recently, one of EBNs staff members resigned and moved on to a new job opportunity. I normally dont take these kinds of staff transitions personally, but this is the first time Ive lost a coworker who also was my direct report. I wonder if I could have benefited from 360-degree reviews.
An article from amednews.com detailed the complexity facing the Institute of Medicine panel that is charged with recommending to the Health and Human Services Department what should be in the essential benefits package that is mandated by the Patient Protection and Affordable Care Act.
Here in the nations capital, there are three things are guaranteed to put DCers on edge: the slightest hint of snow, traffic, and the fits and starts of the federal government. Thus, the mood here this week has been very anxious and uncertain amid the possibility of a government shutdown.
Think of your website as your virtual storefront a reflection of how you do business. Take the time now to do some maintenance and refresh your website. Think of it as a spring-cleaning ritual. These tips come from Kirk Hulett, senior vice president of Strategy & Practice Management for Securities America (www.securitiesamerica.com). He is the author of two books on human resources issues for financial planners and investment professionals, Hiring to Grow: A Practical Workbook and Managing for Performance: The Cycle of Success.