Despite the recent improvements in the economy, Americans continue to grow more pessimistic about long-term retirement prospects, according to a Country Financial survey of 3,000 adults.

Seventy-two percent do not think it is possible for a middle-income family to save for a secure retirement, up from 70% who thought this last year and 63% in 2007.

Further, 43% are not confident in their current retirement savings plans, and 43% have decreased the amount they are saving for their golden years.

“It’s understandable people are still uneasy about retirement, given the length of economic unrest,” says Keith Brannan, vice president of financial security planning at Country Financial. “But regardless of your income bracket, it’s important to continue setting aside money for the future. Building your retirement nest egg starts with creating a tangible financial plan based on your own unique situation and plans for your golden years. Having a target to save for is an important motivator for any long-term financial goal.”

Among the 31% who said they had sought professional financial advice, 74% were confident in their retirement savings, and only 8% were unsure how much money they will need in retirement. Among those who have not received any advice, 21% were unsure about how much they will need, and only 48% were confident in their current retirement savings plan.

“No matter your income or current financial situation, professional advice can help you map out how to get from where you are now to where you want to be in the future,” Brannan said.

Lee Barney is an editor at Money Management Executive, a SourceMedia publication.

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