Benefits Think Midsize employers face huge group health plan hurdles
Firms with fewer than 125 workers must proceed with caution when establishing a medical coverage plan, warns Zack Pace.
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Zack Pace
Benefits Think What to know about the Treasury’s 2018 ACA affordability curveball
Right now, the Affordable Care Act’s shared responsibility provision still applies for next year, and employers soon need to finalize employee premium cost-sharing amounts.
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Zack Pace
Benefits Think What to know about the Treasury’s 2018 ACA affordability curveball
Right now, the Affordable Care Act’s shared responsibility provision still applies for next year, and employers soon need to finalize employee premium cost-sharing amounts.
By
Zack Pace
Benefits Think Are employee phone numbers the elusive data point?
One in five outreaches to employees about benefits reach dead numbers. So how can employers collect and house worker contact information, and how can they transmit that info to TPAs?
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Zack Pace
Benefits Think Are employee phone numbers the elusive data point?
One in five outreaches to employees about benefits reach dead numbers. So how can employers collect and house worker contact information, and how can they transmit that info to TPAs?
By
Zack Pace
Benefits Think How to redesign employee plan contribution rates
Investing dollars in improved care management programs, well-being initiatives and plan-design modernizations won’t produce full ROI unless the employee contribution methodology is sound.
By
Zack Pace
Benefits Think How to redesign employee plan contribution rates
Investing dollars in improved care management programs, well-being initiatives and plan-design modernizations won’t produce full ROI unless the employee contribution methodology is sound.
By
Zack Pace
Benefits Think 9 myths about Section 125 plans
Many employers wrongly believe they don’t need a plan document in place and think that health insurers are experts on regulations.
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Zack Pace
Benefits Think 9 myths about Section 125 plans
Many employers wrongly believe they don’t need a plan document in place and think that health insurers are experts on regulations.
By
Zack Pace
Benefits Think Are health plan cost estimator tools the best kept secret in benefits?
There’s no way for employees to become successful healthcare consumers if they can’t quickly research the estimated price of medical procedures and prescription drugs.
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Zack Pace
Benefits Think Why do employees remain in high-priced health plans?
The 'endowment effect' is causing workers to stick with plans that aren't in their best financial interest. But employers and advisers can help change that behavior.
By
Zack Pace
Benefits Think Why do employees remain in high-priced health plans?
The "endowment effect" is causing workers to stick with plans that aren't in their best financial interest. But employers can help change that behavior.
By
Zack Pace
Benefits Think How to redesign employee plan contribution rates
Investing dollars in improved care management programs, well-being initiatives and plan-design modernizations won’t produce full ROI unless the employee contribution methodology is sound.
By
Zack Pace
Benefits Think Employers shouldn’t throw away their Cadillac tax-mitigation report just yet
Though a repeal of the provision is still uncertain, there are steps benefits pros can take to put minds at ease.
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Zack Pace
Benefits Think Employers shouldn’t throw away their Cadillac tax-mitigation report just yet
Though a repeal of the provision is still uncertain, there are steps benefits pros can take to put minds at ease.
By
Zack Pace
Benefits Think What a tupelo branch can teach us about healthcare consumerism
A minor emergency left one benefit consultant considering how to keep costs down.
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Zack Pace
Benefits Think Which voluntary products disqualify HSA eligibility?
Enrollment in hospital indemnity, critical illness and accident products can impact the ability of an individual enrolled in a qualified HDHP plan to contribute to a health savings account.
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Zack Pace
Benefits Think The ACA: Where do we go from here?
Which aspects of the Affordable Care Act will not be repealed, and what will be adjusted?
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Zack Pace
Benefits Think Why employers need to verify compliance with new benefits
Consultant Zack Pace says benefits professionals need to use the duck test to eliminate health plan penalty risks.
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Zack Pace
Benefits Think How to avoid the approaching voluntary benefits thunderstorm
Employers should work with vendors, attorneys to amend their product menu before regulations come into effect, says benefits consultant Zack Pace.
By
Zack Pace