Why some advisors prefer HSAs over IRAs for retirement savings
At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.
Health insurance
5 ways advisors can get more out of HSAs
Advisors suggest multiple ways that clients can maximize the triple tax advantages of health savings accounts (HSAs) while avoiding penalties.
This adviser coaches ex-NFL players on health insurance
Gina Downs does the blocking and tackling for retired athletes and their families when it comes to accessing medical and behavioral healthcare.
Article The future of health benefits: Thatch Marketplace turns ICHRA dollars into holistic wellness
Change is underway in the health insurance industry, specifically with the rise in popularity of ICHRAs. But the innovation doesn’t stop at insurance coverage. Recognizing that employees often have leftover allowances after covering their premiums, Thatch launched Thatch Marketplace, a curated online ecosystem of health and wellness services. In this article, you’ll get a better […]
Podcast Overcoming Tradition: The benefits of ICHRA and employee choice
Bruce Johnson, Head of Policy and Matt Adler, Head of Product at Thatch discuss why the shift to ICHRA is happening, the benefits of employee choice, and how employers can help their employees feel empowered in their decision-making.
Federal worker union calls to end shutdown, pressuring Democrats
The federal government shutdown, the second longest in US history, is nearing the one-month.
How retirees can manage rising healthcare costs
A 65-year-old retiring in 2025 can expect to spend $172,500 on health care expenses throughout retirement, according to Fidelity.
Report How Employer-Based Health Insurance Is Failing Georgia Workers
A survey of 500 insured adults in the Atlanta area reveals a troubling pattern: high costs, confusion, and delayed care are undermining employee well-being and workplace performance.
Web Seminar The future of health: Integrating health interventions into benefits
Join us for a thought-provoking discussion on how health and root-cause interventions can be integrated into everyday benefits strategies. Discover how tax-advantaged tools like HSAs and FSAs are being used to make these interventions more accessible, and how platforms like Truemed and Navia are helping employers expand access while staying compliant.
Vast majority of HSA savers skip the investing option
Despite health savings accounts being highly tax-advantaged, most savers do not fully utilize their unique benefits, new data from the Employee Benefit Research Institute shows.
Most Americans get these retirement questions wrong. Can you do any better?
A TIAA Institute survey found that the average U.S. adult cannot answer a majority of retirement-related questions.
Long-term care costs can derail retirement plans. Here’s how to manage them
A new Morningstar study found that long-term care costs can dramatically impact retirement plans, with 41% of households projected to run out of money when such expenses are incurred.
Republicans want to impose work requirements for Medicaid
At least 13.7 million people would lose health insurance by 2034 as a result of the bill.
Trump’s pharmaceutical tariffs put employer health plans at risk
Between rising premiums and drug shortages, benefit managers need to strategize effectively to weather possible pharmaceutical tariffs.
The FSA grace period ends this Saturday. Let employees know now
Over a third of employees have until March 15 to use their FSA funds before they lose them.
$1M in HSA is a rosy projection. But smaller savings still pay off
The estimate for the amount required for 65-year-old spouses is one of many from a study full of figures that advisers can use to highlight the value of HSAs.
How HSAs pay off in retirement — with caveats
A client's immediate health needs make saving their accounts until they're 65 or over a difficult endeavor, and the accounts carry some highly specific rules.
Top news for the week of December 23
Two companies partner to offer alternatives to COBRA; top 10 companies for compensation; how employers can save billions on healthcare; and more in this week's roundup.
By
Mary Ellen Egan
Senior Director, Strategy and Content, Live Media, American Banker
American Banker
Why Zillennials would rather do their taxes than open enrollment
Justworks surveyed over 2,000 workers about their open enrollment experience, and many of the respondents aren't happy.
Will the Affordable Care Act survive a Trump presidency?
Under Trump, will Republicans finally eliminate the Affordable Care Act, or will it be modified in some undetermined way?
