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The top 25 large-group disability carriers in the US
Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, lists the top 25 disability carriers in the U.S. Companies are ranked based on in-force premiums for both short- and long-term group disability plans.

Premiums used to compile the listing for the following companies are based on Form 5500 Schedule A data submitted to the Department of Labor. As such, groups under 100 lives, government entities and church plans are not required to file. Any disclosure on Schedule Cs are not contemplated in these numbers.

While the data reflect premiums in the group market only, Erin Marino, senior director of research and marketing at Eastbridge Consulting Group, expects to see the trend of employers increasingly switching their DI coverage from employer-paid to voluntary to continue and “fuel growth of voluntary disability sales.”

Last year, Marino says, both short- and long-term disability products represented 20% of voluntary benefit sales. “From a funding perspective, the number of employers offering full employer-paid short-term or long-term disability coverage has been declining for many years,” she says, “creating opportunity for voluntary disability coverage.”