Call for nominations extended: Rising Stars in Advising
The deadline has been extended to nominate a top-notch benefit adviser (or yourself) for this award recognizing young leaders.
Client strategies
Insured but still in debt: 5 jobs pulling in $100K a year no match for medical bills
An Arizona couple played by the rules and bought employer-provided health insurance. But after they had a baby this year, their out-of-pocket hospital costs and doctors’ bills climbed to more than $12,000 — and medical debt now threatens their new family.
Benefits Think The value of disability insurance in retirement planning
Advisers who encourage the use of the benefit will set employers and their employees up for success while securing lifetime clients.
Brent Kimball
MDRT Foundation
Benefits Think My prescription for healthcare in 2019
An employee benefits specialist sets her goals for lowering employer healthcare costs for companies and their employees — and finds rewards along the way.
Suzy K. Johnson
Employee Benefit Advisors of the Carolinas
High price of healthcare will plague brokers anew in 2019
More employers are turning to advisers to help them curb the rising cost of health insurance, new survey data shows.
Benefits Think Nonprofit employers: It’s time to think about state unemployment tax alternatives
Nonprofits are allowed to opt out of paying state unemployment tax to become reimbursable employers.
Ron Lucki
UC Assure
Short-term health plans hold savings for consumers, profits for brokers and insurers
Driven by rising premiums for ACA plans, interest in short-term insurance is growing, boosted by Trump administration actions to ease Obama-era restrictions.
Benefits Think It’s time to talk to your nonprofit clients about state unemployment tax alternatives
Many advisers are unaware that nonprofits are allowed to opt out of paying state unemployment tax to become reimbursable employers.
Ron Lucki
UC Assure
Workers overdose on the job, and employers struggle to respond
As the opioid epidemic continues to rage across the country, the fallout is increasingly manifesting itself at construction sites, factories, warehouses, offices and other workplaces.
Workers overdose on the job, and employers struggle to respond
As the opioid epidemic continues to rage across the country, the fallout is increasingly manifesting itself at construction sites, factories, warehouses, offices and other workplaces.
Benefits Think Advisers’ most important move before creating employee education plans
Employee benefits advisers need to focus on the motivations of employers in establishing company-sponsored employee education plans.
Tim Clairmont
Clear Financial Partners
Here’s what brokers can do to keep their edge
While advisers might recommend voluntary non-medical benefits to employers, many often lack the personal experience of having them in their own benefits packages.
Cash-rich marijuana business brings unexpected tests for benefits, HR
From dealing with THC in your body and greater desire for homeopathic meds and yoga, cannabis workers have some specific benefits needs.
Cash-rich marijuana business brings unexpected tests for benefits, HR
From dealing with THC in your body and greater desire for homeopathic meds and yoga, cannabis workers have some specific benefits needs.
Buyers of short-term health plans: Wise or shortsighted?
For some insurance brokers and consumers, short-term insurance plans are an enticing, low-cost alternative for healthy people.
Benefits Think How advisers can help employers attract and retain top talent
Employee benefit advisers can offer key insight into retirement planning from the perspective of employers.
William J. Rossi
Koss Olinger
EBA’s top 10 blogs of 2018
Opinions on controlling health costs and plan design innovation were among the most popular EBA commentary articles of the year.
What’s in store for brokers in 2019? More M&A, automation
“Consolidation is gaining steam instead of losing steam. There are even bigger and bigger acquisitions happening,” says Zywave CEO Jason Liu.
Benefits Think 4 strategies for managing employer health and benefits renewals
Establishing a process helps brokers effectively navigate renewals and guide employers. Here are some good tips for giving the best advice to clients.
Ron Goldstein
Choice Administrators
Millennial benefit woes: How employers can attract and retain younger workers
Young workers are growing more concerned about saving for retirement, healthcare and paying off student loans, according to new research from Prudential.
