Helping clients cope during tough markets
Taking these steps can help clients insulate themselves from some of the market volatility that we've been experiencing recently, says one expert.
Investment strategies
What’s in store for brokers in 2019? More M&A, automation
“Consolidation is gaining steam instead of losing steam. There are even bigger and bigger acquisitions happening,” says Zywave CEO Jason Liu.
Top-performing active mutual funds over 3 years
Factors including low interest rates may have contributed to success.
Another challenge in retirement? Student loans
The number of older Americans who are carrying student loan debt into retirement has grown to 2.8 million from 700,000 in 2005.
‘Golden decade’ is time for clients to get taxes under control
The years between 60 and 70 present a great opportunity for seniors to make moves to protect their retirement savings.
What should clients do amid market volatility — are they 27 or 63?
Clients should turn to their own timeline before making any changes to their portfolio during a market correction.
One thing pre-retirees never talk about but should
Reinventing a new life may involve uncovering new interests and a new way to live after you leave your career.
Want to be a landlord in retirement? These tools could make it easier
For potential landlords, owning rental property can sometimes be managed from a laptop or even a phone.
The bull market could ruin your retirement
Trying to time the market is a “fool’s game,” but preparing for a possible downturn as retirement approaches can be a smart move.
Here’s some potential good news about required minimum distributions
The Trump administration is considering pushing back the age at which retirees have to take required minimum distributions from tax-deferred retirement account.
This tax break could save thousands of dollars a year if you own a home
These property tax deferral programs are available to older homeowners who want to postpone real estate taxes provided they remain living in their home.
Millennials could be hit hard by delaying Social Security fix
Millennials and other younger clients would see their Social Security benefits decrease 21% once the program runs out of funds by 2034.
Avoiding the storms in your retirement portfolio
When the financial clouds are gathering, your clients have preparations to make. Top of the list: reduce risk.
Half of Americans see market swings as opportunities to cash in
Although volatile markets mean opportunities for some investors, most clients will be better off ignoring market corrections if they are investing for the long term.
Retirement bills in Congress could alter 401(k) plans
More small companies would be encouraged to offer retirement savings plans to their employees under a proposed bill.
Benefits Think The hidden DC plan sponsor priority: Plugging leakage, enabling auto-portability
Employers should concentrate on adopting measures that enable seamless plan-to-plan savings portability for participants, especially for employee accounts with less than $5,000.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
The case for small-cap value just got stronger — even for retirees
Clients saving for retirement are advised to overweight their portfolio with small-cap value stocks and funds. Here's how.
Benefits Think Why plan sponsors don’t need to be right with their investment picks
Displaying care, skill and due diligence in their methodology is a higher consideration in the process.
Jess DeGabriele
LHD Retirement
The surprising thing seniors miss the most about pre-retirement life
Working longer can be a great decision, as it will allow seniors to keep themselves healthy as well as allow them to delay filing for Social Security benefits.
3 Social Security mistakes that could cost employees a fortune
Filing for Social Security can be a wrong move if seniors are still employed and earning a wage income.
