How workers can build a dividend portfolio
Dividend income is taxed lower than interest yields. And for the federal taxes that apply, clients can take steps to minimize those as well.
Retirement benefits
Fiduciary rule may be gone, but many of its requirements still apply
Plan sponsors and advisers: “It is important to realize that three or four years from now, what is done today will be examined, and it needs to be done with a good standard of care and mitigation of conflicts of interest.”
Taking aim at employee stress, employers expand financial education benefits
Many workers are not financially stable and not prepared for retirement, according to the International Foundation of Employee Benefit Plans, resulting in an increase in onsite financial programs.
With lower taxes, consider a Roth conversion to make the most of lower rates
The new tax law lowers the tax rates for many investors, allowing clients to enhance tax savings on the converted amount.
Fiduciary rule may be gone, but many of its requirements still apply
Plan sponsors and advisers: “It is important to realize that three or four years from now, what is done today will be examined, and it needs to be done with a good standard of care and mitigation of conflicts of interest.”
Signing up for Medicare while covered by employer’s health plan
Seniors need to be mindful of enrollment deadlines with Medicare.
Are you the next Benefits Professional of the Year? Nomination deadline is today
Employee Benefit News’ annual Benny Awards recognize professionals who have demonstrated excellence in the employee benefits/human resources field.
Benefits Think Danger Zone: Strategies for employees approaching retirement
As workers live longer, employers need to help them save for their post-work years.
Curtis Cloke
Thrive Income Distribution System LLC
This neglected group could get some relief if proposed 401(k) changes happen
Congress is considering a proposal that would allow small companies to create a multiple-employer retirement plan to enable their workers to build their nest eggs,
How public sector employers are reducing their pension liabilities
Many are following the example of corporations by instituting defined contribution or hybrid plan options for new hires and by freezing their old plans.
Benefits Think New analytics to boost employee engagement in health, financial wellness
Closer examination of seven key segments helps predict attitudes and preferences for wellness programs.
Roger M. Travis
ExperienceLab
2 strategies to simplify taxes in retirement
Instead of making quarterly tax payments, retirees have the option of having the payments withheld from their Social Security and pension benefits.
The top 25 401(k) plans
AT&T, Boeing, Costco, IBM and JPMorgan Chase are among the country’s leading retirement plans based on plan-year-end net assets as of April 9, according to miEdge data.
When end-of-life planning is suddenly closer than you thought
Employees who intend to leave a legacy to their loved ones should consider using a Roth IRA.
In new round of tax cuts, retirement changes seen as most likely to pass
House Ways and Means Chairman Kevin Brady said he plans on releasing an outline of “Tax Reform 2.0” legislation next week to his committee members.
As states roll out retirement plans, legal challenges loom
To the ire of some advisors and trade groups, states are getting in the retirement offerings space. Lawsuits are sure to follow.
Benefits Think Danger Zone: Strategies for employees approaching retirement
As American live longer, planning for their post-work years require greater care and urgency.
Curtis Cloke
Thrive Income Distribution System LLC
Retirement bills in Congress could alter 401(k) plans
More small companies would be encouraged to offer retirement savings plans to their employees under a proposed bill.
Benefits Think 8 tough questions to ask your 401(k) investment adviser
Plan sponsors should inquire about their adviser’s compensation, professional credentials and educational background, says retirement expert Robert Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
6 financial milestones employees should hit in their 60s
Seniors should have socked away at least 10 times their salary in their retirement accounts by the time they retire to secure their golden years.
