4 things workers should consider when retiring before a spouse
Employees should look into filing for Social Security as soon as they retire to generate extra income and allow their spouse to delay and grow their retirement benefit.
Retirement scan
4 things keeping workers from retirement savings (and how to fix them)
Many employees may not be able to have a comfortable life in their golden years because they carry a hefty credit card debt into retirement
Setting 401(k) goals: How millennials can fix investment mistakes
A study has found that while millennial employees are saving for retirement, they are making mistakes that can be easily corrected.
5 ways retirements plans are most likely to go off track
Employees are likely to miss their retirement targets if they are helping their children and loved ones more than what they can afford.
How much will procrastinating on retirement savings cost employees
Workers aged 35 have to set aside 11.69% of their pay to keep up with those in their 20s socking away only 6% of their salary.
The biggest risk retirees face right now
Retiring at a time when the market is down is the biggest risk that employees will face. Here’s how to minimize the impact of a market slowdown.
Workers can still cut 2017 taxes with these retirement accounts
Employees still have a few weeks to make deductible contributions to various retirement accounts, as well as health savings accounts, to reduce their 2017 tax liabilities.
The new Retirement Enhancement and Savings Act aims to increase voluntary retirement savings
The bill aims to help workers think in terms of lifetime income — as opposed to accumulated balances — by requiring benefit statements to include income estimates at least once a year.
Will employees’ target-date 401(k) funds blow up their retirement?
These funds can help workers put saving plans on autopilot, but they can also take on more risk than expected.
Decluttering retirement savings: What to do with old 401(k)s, IRAs
Employees can simplify retirement portfolios by merging multiple accounts
How workers can take advantage of the new tax bracket sweet spots
Employees may expect a lower tax liability because of the new rates under the new tax law, especially those who were in the 25% bracket under the old law.
One in five Americans aren’t saving a penny
High living costs and lack of saving opportunities in the workplace are preventing many from building up a nest egg.
What employees need to know before opening a Roth IRA for their children
Parents should ensure that their child has earned an income adequate enough to be able to open an account, among other requirements.
9 ways 401(k) investors can profit from an aging bull market
In a bull market's later stages, some types of investments work better than others. Find out which ones they are.
It’s high time Gen X takes retirement seriously
Many Gen Xers do not have enough retirement savings even as they approach their peak earning years.
Do workers need a do-over on your Roth conversion?
Employees who converted traditional IRA assets into Roth last year can still undo the conversion this year if they are going to pay more in taxes than what they were supposed to gain
Employees’ Social Security checks might be smaller than expected
Benefit are usually expected to replace about 40% of their pre-retirement income, but that's an average, so many workers will get even less. The question is: how much less?
Can workers get tax-free funds from IRAs and 401(k)s?
Employees should consider limiting their traditional 401(k) savings, as the plans provide taxable distributions that can boost their tax bill in retirement
‘How’s your 401(k) doing?’ is a good question to ask right now
Despite the recent market downturn, workers should remain invested in their employer-sponsored 401(k) plan.
How to fortify retirement plans against a financial shock
A decline in income as a result of the death of a spouse and an increase in medical expenses both pose a serious risk to retirement but can be curbed with proper planning.
