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Part 4 in an ongoing series about MSK conditions and how advisers are changing their approach to treatment with new benefit solutions.
Benefit advisers know all too well how musculoskeletal (MSK) conditions can drive up claim costs. They secured the No. 4 spot among 19 of the highest stop-loss claim reimbursements in a 2024 report by Sun Life.
Bruce Shutan is an Employee Benefit News contributing writer based in Portland, Oregon.
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A financial spreadsheet alone cannot capture the total value and performance of a benefits program, nor can numbers on a ledger guarantee long-term operational success.
Employees managing these conditions lead to high overtime, an average of 10 missed a year and rising stress and depression levels.
Latest point solutions help health plan members understand their coverage, uncover billing errors on claims and offer business intelligence on what's driving costs.
A meaningful treatment strategy prioritizes early access, trusted guidance and right-site care before pain escalates into imaging, injections, surgery or long-term disability.
Chronic conditions like diabetes, heart disease, cancer, and autoimmune disorders affect more than 60% of Americans —
