While complex problems may appear to require equally intricate solutions, sometimes the answer is so simple. As stewards of group health benefits, we would all do well to focus our client work on what individuals can actually do to improve their own health status. Without that strategic goal in mind, financial peril will continue to plague health premiums no matter how they are assessed, financed or offered.
We need to strike at the core of what matters when it comes to group health plans, which is controlling risk by focusing on health. Irrespective of what type of population, group size, financing arrangements, special programs, etc., the one uniting factor that continues to warrant time and attention is quite simply people’s health.
