- Waving in-network co-insurance, so that treatment by in-network providers is fully covered, while maintaining existing out-of-network treatment coverage at 50%, for example.
- Implementing a tiered network approach that incentivizes members to use the highest ranked providers with a track record of the best treatment outcomes for opioid use and other substance use disorders.
- Waiving co-payments for medication-assisted treatment, which combines medications with counseling, behavioral therapy and recovery support and is considered a highly effective treatment.
Benefits Think 4 ways clients can address the opioid crisis
Debra Nussbaum is the senior director and clinical lead for substance use disorder initiatives at Optum.