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With the latest bill dead, there are several common-sense fixes to the ACA advisers can promote that a two-party effort could implement, says adviser David C. Smith.
With the latest bill dead, there are several common-sense fixes to the ACA advisers can promote that a two-party effort could implement, says adviser David C. Smith.
The American Health Care Act does little to address the cost of healthcare, says adviser David C. Smith.
The American Health Care Act does little to address the cost of healthcare, says adviser David C. Smith.
The intricacies of a Qualified Small Employer Health Reimbursement Arrangement will create hazards for employers and advisers who don’t follow the rules closely.
The intricacies of a Qualified Small Employer Health Reimbursement Arrangement will create hazards for employers and advisers who don’t follow the rules closely.
Remind clients now that encouraging an employee to take Medicare versus staying on the group health plan is a potential minefield, says adviser David C. Smith.
The jump in minimum salary threshold will be ‘a huge deal’ to some employers and brokers alike, says adviser David C. Smith, who recommends bringing in experts to develop a plan.
Commentary: The ACA isnt perfect, but what preceded it was far worse. Lets get to work on making position changes to address the systems real flaws, says adviser David C. Smith.
Commentary: Adviser David C. Smith says hes seen a handful of imaginative approaches that all fail to satisfy the IRSs prohibition on standalone Health Reimbursement Arrangements.
Commentary: The reality is that the CO-OPs could not overcome the most vital aspect of our insurance infrastructure: maintaining adequate reserves, says adviser David C. Smith.
Commentary: We have to stop and recognize that certain industries will always offer better benefits than others, adviser David C. Smith says of Netflixs news it will offer a full year of paid parental leave.
Commentary: Lets stop celebrating the financial merger of two faceless giants, and focus instead on the real work that agents, brokers and consultants are doing every day to make a difference, says adviser David C. Smith.
Commentary: From mournful reflection to birthday celebration, the bottom line is your attitude about health reform affects your clients, says David C. Smith
Commentary: Last month reminded blogger David C. Smith of the last 10 minutes of The Godfather and The Godfather Part II. In the last four weeks, Treasury, Labor and Health and Human Services settled their business in a concerted effort to make clear what would be permitted or prohibited when it came to compliance with the law.
The IRS addresses questions on employer payment plans and providing limited transitional relief for small employers who are currently reimbursing employees for individual health insurance premiums.
Commentary: Americans must take the responsible course when it comes to health insurance coverage, says adviser David C. Smith.
Benefit broker and former lawyer David C. Smith breaks down this question that has been somewhat controversial in the past few months, yet he says has a very clear answer.