Emma Fox was just 21 years old when she was taken to the ER after a hit-and-run car accident. She was pregnant and found herself stuck with medical bills she couldn’t pay off. Twelve years later, she was forced to file for medical bankruptcy.
Fox, who grew up in the U.K., couldn’t comprehend the U.S. healthcare system, despite working for a U.S. insurance carrier at the time — and if it was difficult for Fox to understand, then she knew something was really wrong.
