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Unum has unbundled the features of its individual disability insurance so that employers have more flexibility to select options for employees who are not fully protected by their group disability plans.
The Income Series 750, which can be offered on an employer-paid or voluntary basis, or combination thereof, provides an unemployment provision that suspends premium payments for up to a year in the event of a layoff.
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Supplemental benefits help lighten the load for women who lack adequate support while shouldering a disproportionate share of caregiving responsibilities.
As chronic conditions rise nationwide, benefit leaders are urging employees to consider critical illness coverage to offset medical bills and other expenses tied to recovery.
Alternatives to costly standalone long-term care insurance include hybrid life policies with an LTC rider, extended premium payment periods and annuities.
A new policy roadmap urges employers and lawmakers to expand retirement access and lifetime income options.
A better diet is becoming easier to maintain with medically-approved meals covered by benefits and delivered to people's doors.
